Category Archives: Money Management
What Works For Me – Debt Reduction Mindset
There are thousands of websites and hundreds of books about debt reduction and debt reduction techniques. Personally, I’ve written several articles about my own debt reduction journey, a comprehensive guide covering how to get out of debt, and I’ve even created my own personal debt reduction method. Today, I thought it might be beneficial to [...]
What Works For Me – Checking And Savings System
I have three checking accounts – a primary checking account at our local bank, a business checking account with the same bank, and an online interest-bearing checking account with ING Direct. I also have an online savings account, also with ING Direct. Click here to read about how I use these four accounts to manage [...]
10 Things To Do Before Creating Your Next Budget
Before you create your next budget or monthly spending plan – 1. Track your spending for one month. Use a spreadsheet, pen and paper, or online software, and track your spending for one month. Track all payments – including those made by check, debit card, cash, (and credit card, if you choose to use one). [...]
From Overwhelmed To In Control
When it comes to managing our personal finances, it’s very easy to feel overwhelmed. Here are some steps we’ve taken, over the past four years, so that we feel in control. We have – Established An Emergency Fund I cannot overstate the value of our emergency fund. On several occasions, we have had to deal [...]
