Category Archives: Investing
Learning A Little Bit About Dividends
I was recently looking through the list of investing blogs over at pfblogs.org and I clicked on The Dividend Guy Blog. I was very interested in what I found, and I contacted “the dividend guy” – and asked him if he would write a guest post for No Credit Needed. While I know a good [...]
Learning More About My 403(b) Plan
I work for a tax-exempt organization so, instead of having a 401k, I have a 403(b). My retirement contributions are sent by my employer to the company that operates the 403(b), but the responsibility for allocating those contributions rests with me. I’m rather new to the “investing game” and I’m taking the time to research [...]
Some Thoughts About Saving Money
I’ve been thinking about why people fail to save money and fund retirement accounts, and I think that I’ve come up with something. “Saving money” is complicated. Think about it. How many different types of “savings accounts” are there? Off the top of my head, I can list several: Online Savings Accounts, Money Market Accounts, [...]
Taking A Look At My Roth IRA
I thought I’d take a peak at my Roth IRA and see how it was performing. My wife and I have four primary retirement funds. I have a 403b through work, she has a pension plan through her work, and we both have Roth IRAs. I’d breakdown my investment philosophy thusly: Pension Plan: My wife’s [...]
