Investing, Retirement

Our Current Asset Allocation

Inspired by a recent article by Nickel, over at Five Cent Nickel, about his current asset allocation, I thought it might be a good time to take a look at our current asset allocation. Between us, my wife and I have five retirement accounts – two Roth IRAs, my 403(b), a SEP-IRA, and my wife’s pension. The calculations in this article are based on four of those accounts – and exclude my wife’s pension. Our current asset allocation: 100% stocks, broken into the following – Total US 25.98% Mid-Cap 6.51% S&P 500 25.75% REIT 11.91% Small-Cap 11.12% International 18.74% Our allocation will shift over the coming months, as we continue to make contributions to my wife’s Roth IRA and my…

Continue Reading
Investing

The Dow Jones Industrial Average Drops Altria And Honeywell Adds Bank Of America And Chevron

I was watching CNBC and noticed a scrawl at the bottom of the television screen – Altria, Honeywell removed from DJIA, Bank of America and Chevron added The DJIA is the Dow Jones Industrial Average – a stock market index. The DJIA tracks 30 of the largest and most widely held public companies in the United States. Click here to read the Wikipedia entry for the DJIA. From time to time, the makeup of the DJIA is changed. According to CNBC and this article over at Trading Markets, Altria and Honeywell will be removed from the average, and Bank of America and Chevron will be added. This is the first change to the makeup of the DJIA since April of…

Continue Reading
Investing

Learning A Little Bit More About Dividends And Bonds

It’s always amazing what I find as I read through my favorite personal finance blogs. Recently, I’ve been thinking about dividends – what they are, how they work, how they are calculated, etc. Well, I fired up my newsreader today, and my good friend JLP from All Financial Matters has an excellent article about dividends and the Dow 30. As I move forward in 2008, one of my goals is learn more about investing. Right now, I invest mainly in index-based ETFs, but I’m always on the look-out for easy-to-understand investment articles. Sasha over at Consumerism Commentary recently cashed in some Savings Bonds. My kids have couple of bonds that they were given a few years ago, and I’ve been…

Continue Reading