Category Archives: Goals
Goals For 2011
It’s January 1st – a great day to announce goals for the new year. Here are mine – 1. I want remain free from consumer debt. I am entering my fifth year of consumer debt freedom – and it still feels great! 2. I want to purchase a new-to-us automobile for my wife. We have [...]
The Needs Improvement List
My budget-analysis for 2010 reveals that I need to improve in the following areas – I need to spend less money on convenience store items – bottled water, sodas, chips, etc. When I fill up at the gas station, I almost always grab a snack, too. This habit is bad for both my waist line [...]
Getting Ready For 2010
As preparation for 2010, I’ve spent some time updating automated contributions to various retirement, education, and cash savings accounts. Here’s the breakdown – My Retirement Accounts – 403(b) – Monthly amount = $1375 A percentage of pre-tax income is deducted from each monthly paycheck. Roth IRA – Monthly amount = $312.50 My goal is to [...]
Financial Priorities And Principles
I think it’s important to focus on simple, achievable goals. As such, here are my top five financial priorities and principles – Priorities – I will maintain adequate cash reserves, sufficient to replace my income for 12 months. I will remain debt free, paying upfront for all purchases. I will save for retirement, focusing on [...]
