Frugality, Slowing Down

See Your Life And Save Money

A few weeks ago, two huge trees were removed from the property directly behind our house.  The trees were massive oaks, 100+ years old.  Unfortunately, both were diseased and had to come down. After the trees were felled, I noticed something.  Right next to both trees, “hidden” in plain sight, were four smaller trees – all ready to leaf-out for Spring. We tend to focus on the “oaks” in our lives – our jobs, our paychecks, our rent payments – but it is important that we also learn to see the “other trees” that impact our personal finances.  We need to open our eyes to the many opportunities to save money and improve our lives. Take an honest evaluation of…

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Family, Frugality, Saving Money

Save Money When Eating Out

My wife and I have 3 kids.  We prefer to feed them home-cooked meals, but there are times when it’s fun and/or convenient to eat out.  Here are a few ways that we have learned to save money when eating out – with kids! Budget for eating out. This is critical.  Folks often underestimate how much they are going to spend on eating out – and run into problems at the end of the month.  If you are going to eat out – you gotta budget for it. Order an entree – and ask for an extra, empty plate. Instead of ordering from the kids’ menu – which usually has a limited selection – order a regular entree and have…

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Coupons, Frugality, Saving Money

Printable Coupons For August 2012

For several years I have been using a printable grocery price book to track the prices of groceries.  Coupling the price book with coupons – especially free printable coupons – I manage to save quite a bit of money on groceries each month. Now, No Credit Needed is able to offer free, printable coupons, right here on the site! Pretty cool. Here are a few of my favorite printable coupons for August 2012. .40 off 6 Yoplait Yogurt Cups printable here .50 off Original Cheerios printable here .50 off Chex Mix printable here $1/2 Kellogg’s Cereals printable here .75/3 Betty Crocker Fruit Snacks printable here $1 off Ziploc Containers printable here $2 off 80ct or more Aleve printable here $1…

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