Frugality, Saving Money

24 Hours Of Saving Money

24 Hours of Saving Money:  This is an around-the-clock look at some of the financial decisions we make – and how those decisions affect our pocketbook, our family, and our future.  My wife and I have three kids, we live busy lives, and we are work hard.  Here’s a typical day for our family – broken down by how we save money – and when. 5:00 AM – Enjoy a brisk walk or an at-home workout. Savings = $300 in annual gym-membership fees – and lower long-term health care costs 6:00 AM – Skip the coffee shop and brew at home. Savings = $3-5 a day – and $800-1500 a year 7:00 AM – Check the thermostat. Savings = Heating…

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Frugality, Resources, Saving Money

Printable Grocery Price Book

We use a grocery price book to monitor the fluctuating prices of groceries at our local supermarkets.  When specific items go down in price, we purchase those items in quantity.  The grocery price book helps us know when to purchase – and when to wait. I have created a printable grocery price book for my readers.  It’s the same, simple-to-use price book that we have been using for years to save money on groceries. Click to download and print the free printable grocery price book. The grocery price book is very simple-to-use. When printed out, the price book is designed to fold in half – to create a “book”. Print a copy on both sides of a sheet of paper…

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Frugality, Saving Money

Save Money And Consume Less In The Kitchen

I love coupons, and routinely use them to save money on groceries.  However, I think that it is also important to focus on, shall we say, post-purchase frugality. Start with smaller portions – We are a family of five, with three children.  Often, our kids will put more on their plates than they can actually eat.  Start them off with a smaller portion and then allow for seconds.  This also works for me in my efforts to lose weight.  We will often find that we can cook once, eat, and have plenty for another meal. Use paper towels sparingly – Instead of using paper towels for every kitchen clean up, we have a small stack of cloth dish towels.  After…

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