Emergency Fund

BOOM!

Well, our personal finances certainly took a hit this month. With the baby sick, and the wife away from work for a week, we will bring home about 600 dollars less than expected. SOO…The debt reduction plan will have to be adjusted. An interesting side note, however, is that I have found that simply THINKING about saving money seems to produce more money. The more we plan, the more we conserve, the more we budget, the more extra little bits of money seem to show up. We have received gifts, refunds that we had forgotten about, even a check for overpayment for a medical bill from LAST YEAR. We must be doing something right… Any of you ever experienced this…

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Emergency Fund

Ahh…The Emergency Fund. So glad we have one. My…

Ahh…The Emergency Fund. So glad we have one. My little boy got sick this week, very, very sick, and was in the hospital for about 5 days. He is home now, and is doing much better. However, while staying with him in the hospital, my wife missed an entire week of work. I was at home with our daughter. Thank God for the Emergency Fund. Without it, we would have had to worry about our finances this month. With it, we can concentrate on our son’s health. This little blip might slow our debt payment for a month or so, but that will be fine. It is far better to have an emergency fund, and spend a little time rebuilding…

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