Category Archives: Debt Story
How We Changed Our Family’s Financial Future
My wife and I have been debt free for more than three years. Here’s how we turned our lives around and changed our family’s financial future. We began to spend less than we earned. Brilliant, no? It sounds so simple, but the reality is, many Americans spend more each month than they earn. We put [...]
Midnight Meanderings – Slight Site Redesign
Site Redesign – I have made a few changes to the look and feel of No Credit Needed. I hope these changes improve the sites usability. If you subscribe to No Credit Needed via RSS or email, you can click here to view the new look of the site. From my other sites – No. [...]
You. Can.
In April of 2005, I had an ‘ah ha’ moment. As I sat staring at the paltry amount of money in my checking account, it occurred to me that I had been working for more than half of my life, and yet, I was broke, in debt, and I had no plan for my financial [...]
Creating My List Of Financial Priorities
I want to once again thank those of you who arrived here via this Money Magazine article about families who are living without credit cards. If this is your first visit to my site, welcome. I hope you will take a few minutes to read a bit more about me and about how and why [...]
