Category Archives: Debt Reduction
Mortgage Payoff Progress With Chart
In February of 2010 my wife and I purchased our very first home. We took out an conventional 15 year mortgage. Our plan is to pay the mortgage off in less than 10 years – with a stretch goal of paying it off in less than 7. As of January 31, 2011, we have made [...]
How I Got Out Of Debt
It’s been a while since I’ve written about how my wife and I paid off our consumer debt. I thought new readers (and folks who have been around for years) might benefit from a retelling of our story. Back in April of 2005, my wife and I decided that it was time to get out [...]
Carnival of Debt Reduction
Welcome to No Credit Needed and this week’s Carnival of Debt Reduction: Studenomics leads things off, reminding us about how we get into debt in the first place. Me? I used to struggle with unplanned-for spending. No longer! Now, I live on a budget – and every dollar has its purpose. Six Figures And Broke [...]
Preparing For Debt Reduction Success
Get Organized – 1. Find a manila file folder and label it “debt reduction plan“. This folder will contain all of the information that you will need to succeed. 2. Use the telephone and online access to your credit accounts and find out your current balances, current interest rates, due dates for all loans / [...]
