Category Archives: Credit
Credit Cards On Pause
When my wife and I decided to get out of debt, we did three things. First, we created a simple to use zero-based budget. Second, we established an emergency fund. Third, we stopped using our credit cards. Essentially, we put … Continue reading
Discover Zero Percent For 18 Months
I realize that it’s a bit odd for a site called No Credit Needed to feature an article about getting a credit card, but if I hate anything more than credit card debt – it’s credit card interest. So, I’ve … Continue reading
Reduce Credit Card Use
According to this recent L.A. Times report – Consumer borrowing increased at an annual rate of 10% in November,the largest jump in a decade… Outstanding credit card debt increased 8.5% in November… (emphasis, mine) It appears that folks are using … Continue reading
Over 8 Million Users Stopped Using Credit Cards In 2010
According to a recent press release from credit bureau TransUnion – TransUnion’s analysis estimates that more than eight million consumers stopped actively using bank-issued, general purpose credit cards over the past year. This deleveraging is believed to be due in … Continue reading
