Category Archives: Budget
Reasons We Fail To Stick To Our Budget – With Twitter Input!
Do you struggle to stick to your budget? Have you tried to live on a budget, only to throw your hands up in frustration and give up? Think you way through the following list, and see if you can find a few solutions for your budgeting woes. Remember, in many cases “the perfect is the [...]
From Overwhelmed To In Control
When it comes to managing our personal finances, it’s very easy to feel overwhelmed. Here are some steps we’ve taken, over the past four years, so that we feel in control. We have – Established An Emergency Fund I cannot overstate the value of our emergency fund. On several occasions, we have had to deal [...]
Diagramming The Flow Of Money
For the visual-learners in the audience, I have diagrammed the flow of my money. Regular income is deposited into my primary checking account. Scheduled monthly payments are made, and allocations for non-monthly scheduled payments are then deposited in my online savings account. Irregular income, such as it is, is deposited into my primary checking account, [...]
How To Create A Zero-Based Budget
My wife and I use a zero-based budget to manage our finances. Each month, we sit down, discuss the next month’s expenses, and create our spending plan. Here’s how you can create your own zero-based budget. 1. Create a List of all Sources of Monthly Income Paycheck A Paycheck B Other Income A Other Income [...]
