Category Archives: Budget
Having A Plan Allows Me To Enjoy Spending Money
Next week, I’m going away to church camp as a counselor. Yesterday, I went shopping for camp supplies with my wife and my daughter. While they were looking for shorts in JC Penny, I walked to the other end of the mall, looking for a new printer for our home. My old printer, which has [...]
Getting Rid Of The Old Blue Chair – A Look Back At How I Used To Manage My Finances
Nine years ago, I bought a blue chair-and-a-half. Yesterday, I hauled it away. As I was driving down the road, returning from the ‘dump-trash’ (that’s what my daughter calls the local collection facility) – I started thinking about the old blue chair. My wife and I purchased it on a whim. We lived in a [...]
Paying Bills Vs. Money Management – The Difference Between Surviving And Thriving
I’ve been working for almost twenty years. For most of my adult life, I dreaded ‘paying bills’. For three weeks, bills would pile up on the counter top – waiting to be paid. At the end of the month, paycheck deposited, I’d sit down to sort through the pile. After checks had been written and [...]
Breaking Down Our Budget: Automobiles
Over the next few days, I’ll be analyzing our budget categories. Today, I’ll take a look at the ‘Automobiles’ category. Cash Gasoline Gas for car Gas for van Gas for truck Checking Routine maintenance Oil/Tire rotation car Oil/Tire rotation van Oil/Tire rotation truck Savings Insurance Annual Premium Deductible Maintenance Save for maintenance [...]
Living On A Budget: Don’t Knock It Until You Try It
My fellow members of the Money Blog Network are writing articles about budgets and budgeting. As most of my readers know, I’m a little ‘old school’. I don’t use credit cards. I don’t borrow money. I use cash. And, I live on a budget. Each month, I sit down at my computer and ‘map-out’ the [...]