Category Archives: Banking
Refinancing Our Mortgage
In an effort to both save money on interest and lower our monthly mortgage payment, we have decided to consider refinancing our mortgage. I have spoken with several lenders and it looks like we can refinance our loan – and reduce or interest rate by more than a full percentage point. When we purchased our [...]
Opened A New Checking Account
When we moved in February, the distance between our house and our bank doubled. No longer desiring to drive almost forty minutes, just to deposit a check, I recently opened a new checking account at a small, locally-owned bank, just two minutes from our house. My wife an I now have four checking accounts – [...]
Automated And It Feels So Good
I’ve always resisted fully automating our finances. Recently, however, I’ve had a change of heart. Now, not only are most of our monthly bills paid online, but I’ve also automated deposits for savings, and payments towards our mortgage. We have a power bill, a telephone bill, a satellite bill, and a cellphone bill. Each of [...]
Roth IRA Deposit Gone Awry
I have just gotten off of the phone after the better part of an hour. I can’t be sure, but I think I’ve fixed a problem, that until today, I never knew existed. The background – I have a Roth IRA. My wife has a Roth IRA. One of my goals for 2009, is [...]
