Automobiles, Cash, Debit Cards, Money Management

Can I Rent A Car Without A Credit Card?

Can I rent a car without a credit card?  What if I need to rent an automobile but I want to use a debit card or cash?  I did a bit of research and have linked to various car rental services and their policies.  Information updated November 22, 2016. This information is provided in summary form and you should conduct your own research before using any of the companies listed.  Information is subject to change at anytime.  (Emphasis added) Hertz: The Hertz website states: Q: Can I use my Debit Card or Bank Card to reserve a Hertz car? A: At most Hertz locations, debit cards (sometimes called check cards) issued under a VISA or Mastercard logo which draw funds…

Continue Reading
Automobiles, Debt Free, Debt Story

Four Years Without A Car Payment

I was sifting through some old paperwork today, and I stumbled across an old letter from our bank.  It was dated September 8, 2005.  I was pleased to see that it was a notice from our bank, informing us that our car loan had been paid-in-full.  I smiled as I put the letter back in its place and then I went searching through the No Credit Needed Archives – for a quick trip down memory lane. On August 29, 2005, I sent the final payment to our bank and paid off our car loan.  It’s hard to believe, but it’s been four years since we’ve had a car payment.  And to think, I used to be one of those folks…

Continue Reading
Automobiles, Insurance

My Car Has Been Repaired

A few months ago I hit a deer with my car.  After a little internal-debate about whether to have the car repaired or trade it in for something newer, I decided to keep the car and have it repaired.  I happy to report, the car has been repaired, and it looks great. I have a high deductible – $1000 – and it felt a little strange writing a check for that much money for repairs on a nine year old car.  Thankfully, I actually have a budget-category, labeled automobile repair, from which I withdrew the deductible payment. It’s so important, when creating a budget, that I remember unplanned-for expenses.  My wife and I own three automobiles, each with a $1000…

Continue Reading