Category Archives: Anti-Credit Articles
Credit Card Fees (Further Motivation For Getting Out Of Debt!)
I’m a pretty unique guy. I do not use a credit card. Why? I like using ink and writing checks. I enjoy the process of using “real money” and I simply dislike the “hassle” of managing credit card payments. Also, I have no desire to pay the interest, fees, or penalties associated with carrying a [...]
Cash Back Credit Cards
Okay, the hottest thing going today, in the financial realm, is the “Cash Back” credit card. Almost every major credit card issuer is offering one of these “wonderful” things, promising you cash back for the purchases you make. Some promise cash back for groceries, gas, or everyday purchases. You can get bonus miles, bonus cash, [...]
The Value of Waiting
The single most over-rated “benefit” of credit is that it allows you to have what you want, right when you want it. We live in an “instant” society. We have instant oatmeal, instant pudding, microwave popcorn, always-on internet, universal cellular coverage. We demand, as a society and as individuals, that our wants be met on [...]
Myth Busters…Ripping Off a Popular TV Show
One of my favorite shows on the tube is Myth Busters on the Discovery channel. These two guys test out urban legends. You should check it out sometime. Now that I have plugged their show, I am going to completely steal their gimmick, and bust some myths here. Below are 4 personal finance myths that [...]
