Monthly Archives: August 2012

Georgia Sales Tax Holiday 2012 August 10 – 11

This Friday and Saturday, Georgia shopper’s can take advantage of the state’s first sales tax holiday since 2009. According to the official Sales Tax Holiday Fact Sheet – available as a PDF on the Georgia Department of Revenue website – … Continue reading

Posted in Taxes | Comments Off

Mortgage Payoff Progress for July 2012 with Chart

It’s that time again – time for an update on our mortgage payoff progress.  As a reminder – My wife and I have a conventional, fixed-rate 15-year mortgage.  Also, yesterday, we finalized the process of reducing the interest rate on … Continue reading

Posted in Debt Reduction, Mortgage | 4 Comments

Lowered The Interest Rate On Our Current Mortgage

I have just completed and mailed the paperwork necessary to lower the interest rate on our current mortgage. As I mentioned just a few days ago, my wife and I have been considering refinancing our mortgage.  Interest rates on a … Continue reading

Posted in Mortgage | 11 Comments

Quickly Fund $1000 Emergency Fund

When my wife and I decided to get out of debt, the first thing we did, after creating a zero-based budget, was to fund a $1000 emergency fund.  We then put our credit cards in the back of our wallets … Continue reading

Posted in Emergency Fund | 4 Comments