Reduce Debt and Save Money on Groceries

With so many of us focusing on improving our finances in 2012 – I thought it might be beneficial to link to a few of my favorite personal finance-related resources:

Free Printable Grocery Store Price Book – I created this printable price book to track fluctuations in the prices of grocery store items.  Download the price book and print several pages.  You can track prices for multiple stores and multiple items.

Free Printable Coupons – You can click the link and print your coupons from right here at No Credit Needed.  You can also click the link at the top of No Credit Needed.  Printing directly from No Credit Needed helps to support the site.  (You rock!)

I use both the price book and coupons – and we manage to save quite a bit on groceries.  I find that most stores cycle through their prices every 12 to 16 weeks.  Stock up when prices are at or near rock bottom.  The price book helps you keep track, so that you will know exactly when to make your purchases.

Free Get Out of Debt eBook – I like to keep things simple, especially when it comes to debt reduction.  This free eBook is just 8 pages long and is available in the popular PDF format.

Envelope System Video – This is one of my all-time-favorite posts.  I created this video, explaining how the envelope system works.  You should watch it for two reasons.  One, you get to hear about the awesome envelope system.  Two, you get to hear my awesome southern drawl.

I like resources that are user-friendly.  My approach (to almost everything) is a bit old-school, but it works for me.

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