Monthly Archives: June, 2011
Debt Reduction Basics
I want to thank those of you who have been reading No Credit Needed for years – and welcome new readers. No Credit Needed is the story of our journey from “being in debt” to “being financially free”. Over the past six years, we’ve accomplished a great deal – but we still have so much [...]
Two Rocking Chairs
There are these two white rocking chairs on our front porch. The one on the right is mine, the one on the left is my wife’s. Like most things in marriage, I’m not sure how we arrived at this particular sitting arrangement, but arrive at it, we did. Most evenings, right before the sun sets, [...]
Mortgage Payoff Progress For May With Chart
In February of 2010 my wife and I purchased our very first home. We have a conventional 15-year mortgage and our plan is to pay it off in less than 10 years. Our stretch goal is to pay it off in less than 7. As of May 31, 2011, we have made 15 regular mortgage [...]



