Monthly Archives: June 2011

Mortgage Payoff Progress For June With Chart

Posted on June 27, 2011 by NCN

In February of 2010 my wife and I purchased our very first home.  We have a conventional 15-year mortgage and our plan is to pay it off in less than 10 years.  Our stretch goal is to pay it off … Continue reading →

Posted in Mortgage | 1 Comment

Break The Credit Card Cycle

Posted on June 24, 2011 by NCN

It has been several years since my wife and I regularly used credit cards for monthly purchases.  Instead, we use cash, debit cards, and online bill pay.  Here’s how we broke our credit card cycle – 1.  We put our … Continue reading →

Posted in Debit Cards, Emergency Fund | 6 Comments

Structure And Freedom

Posted on June 23, 2011 by NCN

Over the years I have learned the true value of creating structure and following a routine.  My wife and I use the following structured systems to control spending, plan for saving, and manage our finances. Monthly Calendar – Each month … Continue reading →

Posted in Budget, Cash, Money Management | 5 Comments

Saving For A Car

Posted on June 13, 2011 by NCN

I drive a 2001 Honda Accord.  It’s a great little car.  Right now, it has a little over 175,000 miles on it.  Sooner or later (let’s hope, later) I’m going to need to buy a newer automobile.  Here’s my process … Continue reading →

Posted in Automobiles, Savings | 1 Comment