Monthly Archives: May, 2011

Ants In Air Conditioner

We have two HVAC systems.  One controls the temperature downstairs, while the other controls the temperature upstairs. Less than two months ago, I had both HVAC systems cleaned and inspected, so I was shocked when one of them started acting up.  I would turn on the upstairs system, air would circulate, but instead cooling, the [...]

Mortgage Payoff Progress For April With Chart

In February of 2010 my wife and I purchased our very first home.  We have a conventional 15-year mortgage and our plan is to pay it off in less than 10 years.  Our stretch goal is to pay it off in less than 7. As of March 31, 2011, we have made 13 regular mortgage [...]

Increasing Emergency Fund Balance

We have decided to increase the amount of money that we keep in our emergency fund. One of our goals is to keep an amount equal to six months’ worth of expenses in our emergency fund.  The primary purpose for the money in our emergency fund is to replace (or supplement reduced) income. Income designated [...]