Mortgage

Mortgage Payoff Progress For February With Chart

In February of 2010 my wife and I purchased our very first home.  We have a conventional 15-year mortgage and our plan is to pay it off in less than 10 years.  Our stretch goal is to pay it off in less than 7. As of February 28, 2011, we have made 12 regular mortgage payments – and several additional principal-only payments. When I posted last month’s update, we had paid off 4.95% of our mortgage debt. As of or most recent payment, we have now paid off 5.72% of our mortgage debt. Here is our most recent chart – The chart below shows two percentages.  The blue percentage is how much I still owe – the balance.  The red…

Continue Reading
Mortgage

How We Found Our House

Three years ago, right before the birth of our third child, my wife and I started looking for a new house.  After two years of saving, searching, and praying, last February, we purchased our new house.  We love the house – and couldn’t be happier with out decision. Before we ever started looking, we made a list of what we wanted in the new house.  We have three kids, two girls and a boy, so we knew that we wanted a house with four bedrooms.  We also wanted at least two bathrooms, a two-car garage, and a nice yard.  We both wanted a newer home – and one located in a nice neighborhood. For the first year or so, knowing…

Continue Reading
Home Maintenance

My First Raised Bed Garden – The Build

Over the past few weeks I have been gathering supplies in preparation for building my first raised bed garden.  The weather has been unusually cold this winter, so I was very pleased when I woke up this morning and it was nice outside.  Time to build the raised beds! Before I get to the pictures of the actual build – a little back story.  Several years ago I stumbled across Mel Bartholomew’s awesome book Square Foot Gardening: A New Way to Garden in Less Space with Less Work and have always wanted to give square foot gardening a shot.  Recently, I discovered Emily’s site – My Square Foot Garden – and I knew that the time had finally come.  I…

Continue Reading