Motivation

More Than Just The Numbers

Sometimes, money management is about the numbers, the percentages, and the rates.  Often, however, it is about attitudes, choices, and behaviors.  When it comes to staying motivated, and moving forward, here’s what works for me: I consult the Scriptures and pray about our finances.  As a Christian, every area of my life is important to Jesus, including my family’s  finances. …

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Debt Story, Money Management

Financial Stress Level

I recently went to the doctor with back pain.  While I was there, I was asked to describe the pain and assign it a number on the pain scale, with 1 being no pain and 10 being excruciating pain.  (For those interested, I gave my pain a 6, for distressing.  The doc gave me some medication.  I took it for…

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Debt Reduction, Noted, This Week's Carnivals

Carnival of Debt Reduction

Welcome to No Credit Needed and this week’s Carnival of Debt Reduction: Studenomics leads things off, reminding us about how we get into debt in the first place. Me?  I used to struggle with unplanned-for spending.  No longer!  Now, I live on a budget – and every dollar has its purpose. Six Figures And Broke is making some serious debt…

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