Monthly Archives: October, 2010
Personal Finance Blogs – Find Read Connect
When I started No Credit Needed in 2005 there were just a hand full of personal finance blogs. Now there are thousands of them. Keeping up with all of the great content and content producers can be difficult, but not impossible. Here are the tools and sites that I use to find the latest content [...]
Preparing For Debt Reduction Success
Get Organized – 1. Find a manila file folder and label it “debt reduction plan“. This folder will contain all of the information that you will need to succeed. 2. Use the telephone and online access to your credit accounts and find out your current balances, current interest rates, due dates for all loans / [...]
Save Money On Lawn Care
When I was a kid, I never thought I would type the following sentence: I really enjoy yard work. Seriously. I look forward to mowing the lawn, planting plants, raking leaves, and just spending time around the house, sprucing things up. I also like sharing money saving tips, and here are a few of mine, [...]
I Spend One Day Managing Finances And Then Enjoy The Month
My current system for managing our household finances is super-simple. Here’s the entire process: Monthly Review On the last day of each month, I review that month’s budget, income, and expenses. I make a note of any budget overages or shortfalls I also balance our checkbook. Budget Creation After reviewing our budget, I use the [...]



