Monthly Archives: April 2010

5 Simple Debt Reduction Tips

I like to write about an array of personal finance topics, but my true passion is debt reduction. Tip 1 – Send in credit card payments as soon as is possible.  This reduces your average daily balance and total interest … Continue reading

Posted in Debt Reduction, Tips | 2 Comments

The Revelatory Nature Of The Common Sense Budget

Several years ago, long before No Credit Needed, I actually gave budgeting a shot.  I can’t, for the life of me, remember the name of the budgeting tool that I tried to use, but I do remember that it was … Continue reading

Posted in Budget | 3 Comments

Air Conditioner Spring Cleaning

Our new house has two air conditioning units, one for upstairs and one for downstairs.  One of the things that we knew the house needed, when we bought it, was an additional return for the downstairs unit.  (Technically, we have … Continue reading

Posted in Home Maintenance | 6 Comments

Murphy – NCN, NCN – Murphy

Anything that can go wrong will go wrong. – Murphy’s Law It’s been a very interesting couple of weeks around No Credit Needed land.  As many will recall, we recently purchased our first home.  The first month in the new … Continue reading

Posted in Emergency Fund | 8 Comments