Monthly Archives: March, 2010
First Extra Principal Payment Has Been Sent
A few days ago, I made my very first mortgage payment. It felt so good, today, when I logged on to our mortgage company’s website and saw that the payment has posted. It felt not-so-good to see just how much of our payment was applied to interest – and how little was applied to principal. [...]
Automated And It Feels So Good
I’ve always resisted fully automating our finances. Recently, however, I’ve had a change of heart. Now, not only are most of our monthly bills paid online, but I’ve also automated deposits for savings, and payments towards our mortgage. We have a power bill, a telephone bill, a satellite bill, and a cellphone bill. Each of [...]
Are You “Over” Spending?
Have you gotten to the point where you are “over” spending – as in -you just don’t feel like buying “stuff” anymore? There was a time when I wanted “stuff” – a nicer car, a bigger television, a newer computer, but now I’m “over” that stage in my life. Seriously. I just want to enjoy [...]
The Plan Of Attack – How I Plan To Pay Off My Mortgage Early
My wife and recently purchased our first home. Here is my plan to pay off our 15 year mortgage in 10 years – or less! Opening Fire – We will us online bill pay to make our regular, monthly mortgage payments. I have already scheduled for our monthly payment to be sent from our bank [...]



