Comments on: The More Things Change, The More They Change http://www.ncnblog.com/2009/09/28/the-more-things-change-the-more-they-change/ Debt Reduction Rocks - We Are Living Debt Free! Fri, 10 Feb 2012 00:09:10 +0000 hourly 1 By: Credit Card Chaser http://www.ncnblog.com/2009/09/28/the-more-things-change-the-more-they-change/comment-page-1/#comment-176951 Credit Card Chaser Sat, 10 Oct 2009 01:33:09 +0000 http://www.ncnblog.com/?p=2627#comment-176951 I know exactly how you feel. I can remember when I was in college and I used 2 credit cards to live beyond my means. Breaking out of that cycle and now using my cards in a disciplined way (that actually makes me money with cash back rewards!) is a great feeling! I know exactly how you feel. I can remember when I was in college and I used 2 credit cards to live beyond my means. Breaking out of that cycle and now using my cards in a disciplined way (that actually makes me money with cash back rewards!) is a great feeling!

]]> By: Ms. Frugalicious http://www.ncnblog.com/2009/09/28/the-more-things-change-the-more-they-change/comment-page-1/#comment-176708 Ms. Frugalicious Tue, 06 Oct 2009 02:14:40 +0000 http://www.ncnblog.com/?p=2627#comment-176708 I am always happy to read about people who have made it out of the black hole of debt! I am working to pay off some debt myself, and posts like yours keep me motivated. It is true that changing the way you think about money can change the way you spend it. I recently read an advance copy of Loral Langemeier's soon-to-be-released book, "Put More Cash in Your Pocket." One of the key points is that people don't have a fixed potential in life, so why should they accept a fixed income? It's all about finding ways to use your skills to make more money, instead of scrimping and scraping to get by on what you have. Realizing that I could have more money than just the salary that my boss was willing to pay me really helped me think about taking control of my money in new ways. Think about it...if you save some money AND make more money, pretty soon, you'll have a lot extra! I am always happy to read about people who have made it out of the black hole of debt! I am working to pay off some debt myself, and posts like yours keep me motivated. It is true that changing the way you think about money can change the way you spend it. I recently read an advance copy of Loral Langemeier’s soon-to-be-released book, “Put More Cash in Your Pocket.” One of the key points is that people don’t have a fixed potential in life, so why should they accept a fixed income? It’s all about finding ways to use your skills to make more money, instead of scrimping and scraping to get by on what you have. Realizing that I could have more money than just the salary that my boss was willing to pay me really helped me think about taking control of my money in new ways. Think about it…if you save some money AND make more money, pretty soon, you’ll have a lot extra!

]]> By: Jb http://www.ncnblog.com/2009/09/28/the-more-things-change-the-more-they-change/comment-page-1/#comment-176695 Jb Mon, 05 Oct 2009 20:36:26 +0000 http://www.ncnblog.com/?p=2627#comment-176695 Well said. I've been struggling with my debt for a number of years now, and have managed to cut down my spending as much as I will "allow" myself, but like MoneyEnergy I think I might have to get serious and make some serious sacrifices. I'm tired of the debt hanging over me, and want to save more and enjoy life more. I hope I'll be able to be strong enough to actually do it! Well said. I’ve been struggling with my debt for a number of years now, and have managed to cut down my spending as much as I will “allow” myself, but like MoneyEnergy I think I might have to get serious and make some serious sacrifices. I’m tired of the debt hanging over me, and want to save more and enjoy life more. I hope I’ll be able to be strong enough to actually do it!

]]> By: Gina http://www.ncnblog.com/2009/09/28/the-more-things-change-the-more-they-change/comment-page-1/#comment-176566 Gina Fri, 02 Oct 2009 18:38:39 +0000 http://www.ncnblog.com/?p=2627#comment-176566 Now that you are debt free, any advice to those who are just starting? Or a specific area to start reading about your 'start' in your blog? In Jan 2008 we were $48k in debt (cars & ccards). I began listening to Dave Ramsey at that time too. Slowly I began to 'get mad' about being on the debt merry-go-round and began changing my behavior. I grew up in a heavy debt household so I don't know what it is like to "be" debt free or "feel" free from payments. I can say that we have made progress ($35k) but I am getting frustrated b/c I cannot wait for 2 wks to pass before my next paycheck so I can pay down more debt. UGH! Hopefully this feeling of frustration is just part of the process. Now that you are debt free, any advice to those who are just starting? Or a specific area to start reading about your ‘start’ in your blog?

In Jan 2008 we were $48k in debt (cars & ccards). I began listening to Dave Ramsey at that time too. Slowly I began to ‘get mad’ about being on the debt merry-go-round and began changing my behavior. I grew up in a heavy debt household so I don’t know what it is like to “be” debt free or “feel” free from payments. I can say that we have made progress ($35k) but I am getting frustrated b/c I cannot wait for 2 wks to pass before my next paycheck so I can pay down more debt. UGH!

Hopefully this feeling of frustration is just part of the process.

]]> By: Imani http://www.ncnblog.com/2009/09/28/the-more-things-change-the-more-they-change/comment-page-1/#comment-176380 Imani Tue, 29 Sep 2009 19:07:26 +0000 http://www.ncnblog.com/?p=2627#comment-176380 Do you ever wonder how many "fake/generic" comments you get? Do you ever wonder how many “fake/generic” comments you get?

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