Comments on: What Works For Me – Budget Categories http://www.ncnblog.com/2009/07/27/what-works-for-me-budget-categories/ Debt Reduction Rocks - We Are Living Debt Free! Sat, 24 Jul 2010 03:24:39 +0000 hourly 1 By: marcelino http://www.ncnblog.com/2009/07/27/what-works-for-me-budget-categories/comment-page-1/#comment-170810 marcelino Mon, 27 Jul 2009 22:37:13 +0000 http://www.ncnblog.com/?p=2521#comment-170810 A bit too long for me, but an excellent and practical budget layout. No way I can start with all of these, I would add 5 more before filling out the spreadsheet. A bit too long for me, but an excellent and practical budget layout. No way I can start with all of these, I would add 5 more before filling out the spreadsheet.

]]> By: Lulu http://www.ncnblog.com/2009/07/27/what-works-for-me-budget-categories/comment-page-1/#comment-170804 Lulu Mon, 27 Jul 2009 20:53:38 +0000 http://www.ncnblog.com/?p=2521#comment-170804 I had way too many categories at first but as I got better with managing my budget and my cash flow I got it down to 7 categories. Mine are mostly like yours NCN except that I put the car insurance under the car. My health and medical insurance are taken off before the check hits the bank so I don't count those. My categories are as follows: Home (rent, insurance, water, pet rent) Car (gas, maintenance, insurance,loan payment) Utilities (cell, internet, cable) Household (food, personal items, pet care) Credit Cards (payments on the cards with balances at 0%) Miscellaneous (church, irregular expenses,small personal loan, school bills that come every weeks for my masters class, any overage at the end of the month in my checking account since I have a zero based budget) Savings (emergency fund, money market) I had way too many categories at first but as I got better with managing my budget and my cash flow I got it down to 7 categories. Mine are mostly like yours NCN except that I put the car insurance under the car. My health and medical insurance are taken off before the check hits the bank so I don’t count those.

My categories are as follows:
Home (rent, insurance, water, pet rent)

Car (gas, maintenance, insurance,loan payment)

Utilities (cell, internet, cable)

Household (food, personal items, pet care)

Credit Cards (payments on the cards with balances at 0%)

Miscellaneous (church, irregular expenses,small personal loan, school bills that come every weeks for my masters class, any overage at the end of the month in my checking account since I have a zero based budget)

Savings (emergency fund, money market)

]]> By: Single Guy Money http://www.ncnblog.com/2009/07/27/what-works-for-me-budget-categories/comment-page-1/#comment-170773 Single Guy Money Mon, 27 Jul 2009 10:50:55 +0000 http://www.ncnblog.com/?p=2521#comment-170773 I used to have about 20 budget categories but for the sake of simplicity, I've since narrowed it down to about 6. This works alot better for me and I am more likely to stick to a simple budget that works. I used to have about 20 budget categories but for the sake of simplicity, I’ve since narrowed it down to about 6. This works alot better for me and I am more likely to stick to a simple budget that works.

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