Comments on: Breaking Bad Financial Habits – It’s Only

By: Richard Nutting

Richard Nutting — Wed, 01 Jul 2009 12:29:57 +0000

I’ve had so many troubles with credit cards lately, my wife finally made us go see a credit counselor and there they helped us understand exactly where our money goes. Its pretty amazing what just $50 a month can add up to. I’ve now turned around from using about $700 a month in credit card debt to actually saving a couple hundred dollars.

By: Golfing Girl

Golfing Girl — Tue, 30 Jun 2009 14:01:01 +0000

Great post. I caught myself spending at least $1/day on the vending machines at work when I realized that I could easily be bringing in my own Cokes/snacks for about 1/2 the cost or less. That simple change can save me about $125 this year. It would have been easy to say, “But it’s only a dollar…”
Same thing is true for eating out for lunch at work. Cutting back to once per week or limiting it to fast food only will save me a lot more than that!

By: Personal Loans for Bad Credit

Personal Loans for Bad Credit — Tue, 30 Jun 2009 07:31:11 +0000

thanks for this one! I am having bad habit when it comes to spending my money also. I always ended up each 20th day of the month using my credit card since I don’t have anymore any cash left on my pocket. I should have known the factors of saving.

By: Shawanda

Shawanda — Tue, 30 Jun 2009 00:19:31 +0000

I’m extremely particular about what I bring into my living space. Just looking at all the stuff I’ve wasted money on disgusts me. Not only could I have saved my money and bought something worthwhile, but now I have a load of junk that I have to organize, store, donate, recycle, or trash.

For a while, I pretty much avoided places where I was prone to blowing money. I have my spending under control now. Whenever I consider purchasing some junk I don’t need, I just think back to all the money spilling into my hallway, littering my floor, and cluttering my closets. That almost always leads me to just leave the cash in my bank account.

I still spend a decent amount of money on travel, entertainment and eating out. These are things I really enjoy. Plus, I don’t have to worry about where to put anything when I get home.