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	<title>Comments on: No Longer Focusing On Credit Cards</title>
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	<link>http://www.ncnblog.com/2009/06/21/no-longer-focusing-on-credit-cards/</link>
	<description>Debt Reduction Rocks - We Are Living Debt Free!</description>
	<lastBuildDate>Sat, 21 Nov 2009 11:44:22 -0800</lastBuildDate>
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		<title>By: Tiffany</title>
		<link>http://www.ncnblog.com/2009/06/21/no-longer-focusing-on-credit-cards/comment-page-1/#comment-166363</link>
		<dc:creator>Tiffany</dc:creator>
		<pubDate>Sun, 05 Jul 2009 22:43:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2457#comment-166363</guid>
		<description>What DO you do after you&#039;re debt free? &#039;New&#039; credit is the same as &#039;no&#039; . So what do you do?  

Anyone????</description>
		<content:encoded><![CDATA[<p>What DO you do after you&#8217;re debt free? &#8216;New&#8217; credit is the same as &#8216;no&#8217; . So what do you do?  </p>
<p>Anyone????</p>
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		<title>By: Mathew</title>
		<link>http://www.ncnblog.com/2009/06/21/no-longer-focusing-on-credit-cards/comment-page-1/#comment-165465</link>
		<dc:creator>Mathew</dc:creator>
		<pubDate>Sun, 28 Jun 2009 21:01:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2457#comment-165465</guid>
		<description>excellent article you have written here. thanks for the informative and entertaining read. quotations are a great way to inspire you to perform at your best and to remember sage advice from the smartest minds in the world. I found a great site for credit card debt at http://smartdebtrepair.com</description>
		<content:encoded><![CDATA[<p>excellent article you have written here. thanks for the informative and entertaining read. quotations are a great way to inspire you to perform at your best and to remember sage advice from the smartest minds in the world. I found a great site for credit card debt at <a href="http://smartdebtrepair.com" rel="nofollow">http://smartdebtrepair.com</a></p>
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		<title>By: Tiffany</title>
		<link>http://www.ncnblog.com/2009/06/21/no-longer-focusing-on-credit-cards/comment-page-1/#comment-165004</link>
		<dc:creator>Tiffany</dc:creator>
		<pubDate>Wed, 24 Jun 2009 17:59:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2457#comment-165004</guid>
		<description>I&#039;ve been reading your blog for the last few months, and I&#039;ve always thought you were against debt, not just credit cards. I love the site: it&#039;s a great inspiration and full of practical tips to those of us just starting out. Please keep up the good work!</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been reading your blog for the last few months, and I&#8217;ve always thought you were against debt, not just credit cards. I love the site: it&#8217;s a great inspiration and full of practical tips to those of us just starting out. Please keep up the good work!</p>
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		<title>By: Laura B</title>
		<link>http://www.ncnblog.com/2009/06/21/no-longer-focusing-on-credit-cards/comment-page-1/#comment-164992</link>
		<dc:creator>Laura B</dc:creator>
		<pubDate>Wed, 24 Jun 2009 15:48:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2457#comment-164992</guid>
		<description>I can understand feeling the need to clarify your feelings on the issue. I however don&#039;t see it as an issue. I love the title of your blog because I think it&#039;s catchy and covers more than just credit cards. I like your fresh writing style and your honesty. Keep up the good work.

Oh, and wanted to share this with you, we are still in the midst of paying off CC dept. We have a card we got a great rate on which we moved debt over onto. The rate is good until we pay it off. However, CC company just sent out new updates, payment went from 2% to 5%! What a jump and there are also new rules on how and why they can now close your account. Pretty much carte blanche.</description>
		<content:encoded><![CDATA[<p>I can understand feeling the need to clarify your feelings on the issue. I however don&#8217;t see it as an issue. I love the title of your blog because I think it&#8217;s catchy and covers more than just credit cards. I like your fresh writing style and your honesty. Keep up the good work.</p>
<p>Oh, and wanted to share this with you, we are still in the midst of paying off CC dept. We have a card we got a great rate on which we moved debt over onto. The rate is good until we pay it off. However, CC company just sent out new updates, payment went from 2% to 5%! What a jump and there are also new rules on how and why they can now close your account. Pretty much carte blanche.</p>
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		<title>By: jnwcmr</title>
		<link>http://www.ncnblog.com/2009/06/21/no-longer-focusing-on-credit-cards/comment-page-1/#comment-164919</link>
		<dc:creator>jnwcmr</dc:creator>
		<pubDate>Wed, 24 Jun 2009 01:29:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2457#comment-164919</guid>
		<description>I enjoy your blog, and will continue to read it. 

Personally, I use credit cards for just about everything. However, I always Always ALWAYS pay the bill in full every month. For my effort, I get a few hundred dollars in &quot;rewards&quot; each year. Other than this &quot;float&quot;, my family lives debt-free. We do this for the convenience and the rewards.

Maybe you can re-brand as &quot;No Debt Needed&quot;?</description>
		<content:encoded><![CDATA[<p>I enjoy your blog, and will continue to read it. </p>
<p>Personally, I use credit cards for just about everything. However, I always Always ALWAYS pay the bill in full every month. For my effort, I get a few hundred dollars in &#8220;rewards&#8221; each year. Other than this &#8220;float&#8221;, my family lives debt-free. We do this for the convenience and the rewards.</p>
<p>Maybe you can re-brand as &#8220;No Debt Needed&#8221;?</p>
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		<title>By: Terry Lange</title>
		<link>http://www.ncnblog.com/2009/06/21/no-longer-focusing-on-credit-cards/comment-page-1/#comment-164820</link>
		<dc:creator>Terry Lange</dc:creator>
		<pubDate>Tue, 23 Jun 2009 02:06:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2457#comment-164820</guid>
		<description>I am glad that you are changing focus and direction. You have Bern a great source of information and encouragement. Keep up the good work!</description>
		<content:encoded><![CDATA[<p>I am glad that you are changing focus and direction. You have Bern a great source of information and encouragement. Keep up the good work!</p>
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		<title>By: Yoopersnowflake</title>
		<link>http://www.ncnblog.com/2009/06/21/no-longer-focusing-on-credit-cards/comment-page-1/#comment-164805</link>
		<dc:creator>Yoopersnowflake</dc:creator>
		<pubDate>Mon, 22 Jun 2009 23:58:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2457#comment-164805</guid>
		<description>Keep up the great posts! Following your heart will keep things rolling. You are &quot;graduating&quot; to the next level in your life and your readers will follow. Besides, you have the old stuff archived for reference! Thanks for sharing!</description>
		<content:encoded><![CDATA[<p>Keep up the great posts! Following your heart will keep things rolling. You are &#8220;graduating&#8221; to the next level in your life and your readers will follow. Besides, you have the old stuff archived for reference! Thanks for sharing!</p>
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		<title>By: gypsie</title>
		<link>http://www.ncnblog.com/2009/06/21/no-longer-focusing-on-credit-cards/comment-page-1/#comment-164787</link>
		<dc:creator>gypsie</dc:creator>
		<pubDate>Mon, 22 Jun 2009 21:13:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2457#comment-164787</guid>
		<description>I like your blog and dont care whether or not you use credit  cards. Write what you like. I have continued to read your work because I like what you say and will continue to read this blog as long as it pertains to personal finance.</description>
		<content:encoded><![CDATA[<p>I like your blog and dont care whether or not you use credit  cards. Write what you like. I have continued to read your work because I like what you say and will continue to read this blog as long as it pertains to personal finance.</p>
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		<title>By: mapgirl</title>
		<link>http://www.ncnblog.com/2009/06/21/no-longer-focusing-on-credit-cards/comment-page-1/#comment-164775</link>
		<dc:creator>mapgirl</dc:creator>
		<pubDate>Mon, 22 Jun 2009 18:29:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2457#comment-164775</guid>
		<description>NCN - Remember that your site is a constant reminder and cheerleader for folks like myself who are still struggling to get out of consumer debt. (38% down!)

Don&#039;t let journalists try to polarize you into extreme positions you don&#039;t have. You&#039;re not a hypocrite at all. Throughout your writing on this site, I never got the impression that you thought credit was bad to have. The message is more that it&#039;s better not to use credit if you can, and the &#039;If You Can&#039; is self-driven by wise financial management.

I&#039;ll always keep reading! :-)</description>
		<content:encoded><![CDATA[<p>NCN &#8211; Remember that your site is a constant reminder and cheerleader for folks like myself who are still struggling to get out of consumer debt. (38% down!)</p>
<p>Don&#8217;t let journalists try to polarize you into extreme positions you don&#8217;t have. You&#8217;re not a hypocrite at all. Throughout your writing on this site, I never got the impression that you thought credit was bad to have. The message is more that it&#8217;s better not to use credit if you can, and the &#8216;If You Can&#8217; is self-driven by wise financial management.</p>
<p>I&#8217;ll always keep reading! <img src='http://www.ncnblog.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: NCN</title>
		<link>http://www.ncnblog.com/2009/06/21/no-longer-focusing-on-credit-cards/comment-page-1/#comment-164771</link>
		<dc:creator>NCN</dc:creator>
		<pubDate>Mon, 22 Jun 2009 17:34:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2457#comment-164771</guid>
		<description>I want to thank all of your for the positive comments.  I can now put this (what appears, in hindsight, to be a minor) issue behind me, and get on with my writing.  Thanks!</description>
		<content:encoded><![CDATA[<p>I want to thank all of your for the positive comments.  I can now put this (what appears, in hindsight, to be a minor) issue behind me, and get on with my writing.  Thanks!</p>
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