Today’s Quick Tip – The Savings Sweep At the end of each pay cycle, right before I receive a paycheck, I’ll do a savings sweep. I take a peak at my monthly budget, notice any categories where I might have “left over” money, and sweep that money from my checking account into my savings account. Benefits of Today’s Tip –…
Month: June 2009
Breaking Bad Financial Habits – It’s Only
It’s only twenty dollars… It’s only three percent… It’s only for six months… It’s only – Is there a more powerful, desire-justifying phrase in the English language? How many times have I blown my budget, because I fell into the It’s only-trap? Seriously, even those of us who are trying to follow our budgets tend to spend more, in bits…
Micro-Goals And Staying Motivated
I’ve been thinking about motivation. Where does it come from? How can it be maintained? My primary motivation to get out debt was born out of a desire to have more control over my life. To be frank, I was tired of living with the constant burden of interest payments. Deciding to do something about my debt, I began to…