Monthly Archives: June, 2009
The Savings Sweep – Today’s Quick Tip
Today’s Quick Tip – The Savings Sweep At the end of each pay cycle, right before I receive a paycheck, I’ll do a savings sweep. I take a peak at my monthly budget, notice any categories where I might have “left over” money, and sweep that money from my checking account into my savings account. [...]
Breaking Bad Financial Habits – It’s Only
It’s only twenty dollars… It’s only three percent… It’s only for six months… It’s only – Is there a more powerful, desire-justifying phrase in the English language? How many times have I blown my budget, because I fell into the It’s only-trap? Seriously, even those of us who are trying to follow our budgets tend [...]
Micro-Goals And Staying Motivated
I’ve been thinking about motivation. Where does it come from? How can it be maintained? My primary motivation to get out debt was born out of a desire to have more control over my life. To be frank, I was tired of living with the constant burden of interest payments. Deciding to do something about [...]
Breaking Bad Financial Habits – Impulse Purchases
As you read this, you already know something about yourself, something very important. You know, without even having to think about it, if you are the kind of person who makes impulse purchases. You also know, with equal certainty, if this tendency to make impulse purchases is negatively affecting your financial situation. Over the next [...]
