Comments on: Avoid These Rookie Mistakes – Overdraft Fees

By: Broadband phone review

Broadband phone review — Wed, 29 Apr 2009 03:50:48 +0000

I think leaving a buffer amount is best way. I like to leave a set amount every month and i even let it build up for awhile. This way i know i should have all the money i need for regular bills and one or 2 ones i did not expect.

By: Tricia Chaves

Tricia Chaves — Sun, 19 Apr 2009 23:17:48 +0000

I wrote an article about Understanding Overdraft Fees, some things I learned the hard way, that might be helpful to you... Tune in for weekly giveaways starting in May on Tricia's Dish

By: B Simple

B Simple — Sat, 18 Apr 2009 15:37:18 +0000

Saints Fan. Nice post. Another tip to avoid those overdraft fees is to set up alerts on your account. This way you are notified you when your account reaches a set balance and you can avoid overdrafting your account.

By: TStrump

TStrump — Sun, 05 Apr 2009 03:42:18 +0000

Wow, those are some draconian bank charges.
In Canada, I only get charged $5/month and interest if I go into my overdraft.

By: Heather

Heather — Fri, 03 Apr 2009 14:41:18 +0000

My credit union gave me $800 of free overdraft protection which they treat like another line of credit and charge something like 3% interest (way better than a big fee per incident). I can’t tell you how nice it is to not have to worry about getting a little overdrawn- especially since there is no interest charged for the first month. Of course I keep up with my balances and all that, but the “just in case” factor is really a load off my mind.

By: Food Recipes Blog

Food Recipes Blog — Thu, 02 Apr 2009 15:57:22 +0000

I have used Visa card for 2 years. hopefully, I have never at the situation of overdraft

By: Moneymonk

Moneymonk — Thu, 02 Apr 2009 15:19:55 +0000

Why would the debit card be approved if money was not in it?
Another tactic by banks

By: bob

bob — Thu, 02 Apr 2009 13:32:38 +0000

Some bank accounts have a free overdraft facility if you agree it in advance, so you don’t have to worry about going into ‘the red’ if it’s a temporary thing. For example, I have a $600 free overdraft on my checking account, and pay 0% interest on any debt below that.

By: Liz

Liz — Thu, 02 Apr 2009 13:00:39 +0000

this post hit home i just paid off the balance on my overdraft checking on tuesday . Go GIANTS !!!!!!!!!!

By: Kris

Kris — Wed, 01 Apr 2009 22:13:39 +0000

Usually, if you talk to the bank manager, they will only charge you for the first overdraft fee and reimburse you for the rest. It saved a friend of mine $300.