Monthly Archives: April, 2009
2009 IRS Federal Income Tax Schedules – Tax Brackets
A few weeks ago, as I was searching the IRS website (for an unrelated publication), I stumbled across this PDF File, outlining the 2009 IRS Federal Income Tax Rate Schedules. These rate schedules define various tax brackets. It’s always good to have an idea of which tax bracket you are in, so that you can [...]
Visa Debit Cards More Popular Than Visa Credit Cards
Are people falling in love with their debit cards? During the quarter ending December 31, 2008, people made $203 billion in purchases using their Visa credit cards. During that same period, people made $206 billion in purchases using their Visa debit cards. (You can read more by viewing Visa’s latest SEC Filing. These figures are [...]
12 Months To A Fully-Funded Roth IRA
Are you a procrastinator? Good news. Even if you missed the first four months of 2009, you still have a full “year” to make contributions! That’s right. The contribution time-table runs from January 1, 2009 until April 15, 2010. For most folks, the annual contribution limit for a Roth IRA is $5000. (See IRS Publication [...]
The Negotiator
I hate face-to-face negotiations. So, in the past, I’ve paid full price for items that I’m sure I could have gotten for less, simply because I don’t like asking for discounts. Recently, however, I managed to to make two rather significant purchases, and I negotiated lower prices for both of them. Here’s how. Purchase #1 [...]
