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	<title>Comments on: Filed 2008 Federal And State Income Taxes</title>
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	<link>http://www.ncnblog.com/2009/03/30/filed-2008-federal-and-state-income-taxes/</link>
	<description>Debt Reduction Rocks - We Are Living Debt Free!</description>
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		<title>By: Chris</title>
		<link>http://www.ncnblog.com/2009/03/30/filed-2008-federal-and-state-income-taxes/comment-page-1/#comment-155188</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Wed, 01 Apr 2009 13:45:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2345#comment-155188</guid>
		<description>@NCN... On the interest free loan - I agree, that&#039;s why I make an effort to file as soon as I have all the documentation I need in hand.  If I had my way, I would try to get my refund down to ~$200, but this is another security blanket thing for my wife (similar to how Dave Ramsey refers to an Emergency Fund).</description>
		<content:encoded><![CDATA[<p>@NCN&#8230; On the interest free loan &#8211; I agree, that&#8217;s why I make an effort to file as soon as I have all the documentation I need in hand.  If I had my way, I would try to get my refund down to ~$200, but this is another security blanket thing for my wife (similar to how Dave Ramsey refers to an Emergency Fund).</p>
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		<title>By: NCN</title>
		<link>http://www.ncnblog.com/2009/03/30/filed-2008-federal-and-state-income-taxes/comment-page-1/#comment-155126</link>
		<dc:creator>NCN</dc:creator>
		<pubDate>Tue, 31 Mar 2009 20:39:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2345#comment-155126</guid>
		<description>@Chris... the longer you wait to file, the longer you give the government an &#039;interest free&#039; loan... of course, if you owe, then the sooner you file, the sooner you have to pay... 
For us, it was simply a matter of finding the time, and a day off, to get the filing done...
-NCN</description>
		<content:encoded><![CDATA[<p>@Chris&#8230; the longer you wait to file, the longer you give the government an &#8216;interest free&#8217; loan&#8230; of course, if you owe, then the sooner you file, the sooner you have to pay&#8230;<br />
For us, it was simply a matter of finding the time, and a day off, to get the filing done&#8230;<br />
-NCN</p>
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		<title>By: Nate</title>
		<link>http://www.ncnblog.com/2009/03/30/filed-2008-federal-and-state-income-taxes/comment-page-1/#comment-155125</link>
		<dc:creator>Nate</dc:creator>
		<pubDate>Tue, 31 Mar 2009 20:26:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2345#comment-155125</guid>
		<description>I just seized funding my sep-ira and completely agree with you on not wanting to tie up anymore money in a retirement account.  I also came across this. Check it out if you like.CheckingFinder is now offering a limited time offer of a trial membership to Dave Ramsey&#039;s MyTotalMoneyMakeover.com (Renown Personal Finance Advisor) for every person who submits an application.

here is an example of some nationwide bank rates

Rates with a * signifies this bank rate is available nationwide.



Florida Central Credit Union


6.01


FL

First Robinson Savings Bank*


6.01*


IL

Connexus Credit Union*


5.15*


WI

Keystone Bank*


5.15*


AL

Community Bank of Pleasant Hill*


5.01*


MO

Three Rivers FCU


5.01


IN

Union State Bank/Bank of Atchison*


5.01*


KS

Beacon Federal Credit Union


4.51


TX

Communications Federal Credit Union*


4.25*


OK

First New England Federal Credit Union


4.15


CT

Nate</description>
		<content:encoded><![CDATA[<p>I just seized funding my sep-ira and completely agree with you on not wanting to tie up anymore money in a retirement account.  I also came across this. Check it out if you like.CheckingFinder is now offering a limited time offer of a trial membership to Dave Ramsey&#8217;s MyTotalMoneyMakeover.com (Renown Personal Finance Advisor) for every person who submits an application.</p>
<p>here is an example of some nationwide bank rates</p>
<p>Rates with a * signifies this bank rate is available nationwide.</p>
<p>Florida Central Credit Union</p>
<p>6.01</p>
<p>FL</p>
<p>First Robinson Savings Bank*</p>
<p>6.01*</p>
<p>IL</p>
<p>Connexus Credit Union*</p>
<p>5.15*</p>
<p>WI</p>
<p>Keystone Bank*</p>
<p>5.15*</p>
<p>AL</p>
<p>Community Bank of Pleasant Hill*</p>
<p>5.01*</p>
<p>MO</p>
<p>Three Rivers FCU</p>
<p>5.01</p>
<p>IN</p>
<p>Union State Bank/Bank of Atchison*</p>
<p>5.01*</p>
<p>KS</p>
<p>Beacon Federal Credit Union</p>
<p>4.51</p>
<p>TX</p>
<p>Communications Federal Credit Union*</p>
<p>4.25*</p>
<p>OK</p>
<p>First New England Federal Credit Union</p>
<p>4.15</p>
<p>CT</p>
<p>Nate</p>
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		<title>By: Chris</title>
		<link>http://www.ncnblog.com/2009/03/30/filed-2008-federal-and-state-income-taxes/comment-page-1/#comment-155091</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Tue, 31 Mar 2009 13:09:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2345#comment-155091</guid>
		<description>Is there a good reason to wait so long to file?  I try to file within a week or two of having all my 1099&#039;s and W-2&#039;s - usually mid-February.  Unfortunately, my spouse likes having the &quot;forced&quot; savings so we usually get a fairly sizeable refund in the $1-2k range.</description>
		<content:encoded><![CDATA[<p>Is there a good reason to wait so long to file?  I try to file within a week or two of having all my 1099&#8242;s and W-2&#8242;s &#8211; usually mid-February.  Unfortunately, my spouse likes having the &#8220;forced&#8221; savings so we usually get a fairly sizeable refund in the $1-2k range.</p>
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		<title>By: Flexo</title>
		<link>http://www.ncnblog.com/2009/03/30/filed-2008-federal-and-state-income-taxes/comment-page-1/#comment-154897</link>
		<dc:creator>Flexo</dc:creator>
		<pubDate>Mon, 30 Mar 2009 20:33:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2345#comment-154897</guid>
		<description>I was debating between fully funding the SEP IRA and leaving the cash available, as well, but I decided to fund the SEP IRA instead.</description>
		<content:encoded><![CDATA[<p>I was debating between fully funding the SEP IRA and leaving the cash available, as well, but I decided to fund the SEP IRA instead.</p>
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