Comments on: Reasons We Fail To Stick To Our Budget – With Twitter Input!

By: Willie Sutton

Willie Sutton — Sun, 29 May 2011 14:24:30 +0000

I agree with the previous poster. There are many areas that we can reduce expenses. Having a contract to use a cell phone is worth considering but for some people, Tracfone or another prepaid provider makes sense, especially if you use it infrequently and don’t need a fancy device.

By: bocachica

bocachica — Thu, 02 Apr 2009 15:40:43 +0000

Credit is fine for business and great when there’s an ongoing cash flow but for individuals and families, pay as you go makes much more sense.

I saved for a car and got a good used one from a wholesaler. I got rid of as many credits cards as I could and don’t carry a balance.

I use my debit card and keep track of the balance; if I don’t have it I don’t spend it.

I also dumped my contract cell phone and went prepaid with Net 10, which is better and less expensive than Sprint.

There are a lot of things that you can save on if you try zero-based budgeting and don’t assume anything.

By: Finance

Finance — Tue, 31 Mar 2009 23:14:34 +0000

Americans have lived on credit way to long, budgets have not been needed because credit cards were always a backup. There is a major adjustment on how we spend and save needed, it will be painful but necessary.

By: Slinky

Slinky — Mon, 30 Mar 2009 20:25:06 +0000

“And think of the frustration if two savers – two math-nerds- happen to live in the same house!” – Lol. My fiance and I are both budget nerds. Our solution was to not mess with what works and just each keep our own systems. I can’t imagine trying to merge our budgets. He’s biweekly, I’m monthly. He’s current, I use last month’s income. The only similarity is that we both use a zero based system.

By: Bill

Bill — Sun, 29 Mar 2009 19:08:59 +0000

Absolutely fantastic post! You can tell by the brief nature of the comments. I can’t think of a thing to add except, “Well done!”