Comments on: How To Break The Credit Card Habit

By: Games

Games — Fri, 20 Mar 2009 15:19:54 +0000

i am a man with no credit…. the thing is that credit cards are not much popular in our areas.All that we guys use are debit cards.

By: The Scrub

The Scrub — Fri, 20 Mar 2009 02:45:47 +0000

Absolutely spot on! Especially the tip about cash in pocket. I won’t spend it if that is all I have.

By: Tanja

Tanja — Thu, 19 Mar 2009 22:41:22 +0000

I still think ‘I deserve..’ but not in the same way. When I see something that I wantwantwant (and not really need), I think about how much it cost and the consequences of buying it. Before I’d easily think the same thing about ‘oh just that little bit of interest’ and that ‘I deserve to have this’.
Now I’ve changed it into thinking about how much I deserve to have financial peace of mind, how I deserve to have money in the bank for emergencies and needed items. Having that outweighs any ‘deserving a thing’ by a ton. So I deserve a lot, but very little of those are ‘things’ I can buy

By: tom

tom — Thu, 19 Mar 2009 15:07:52 +0000

I recently wrote that cutting up the credit card may not be such a great idea.

For me, forming new habits works better in the sense of tracking and budgeting my expenses and also when i do use a credit card, i know how much i can or can’t spend.

By cutting it up, it is almost like throwing the problem away or hiding it, which essentially may not work, for long term that is.