Monthly Archives: February, 2009
How To Create A Zero-Based Budget
My wife and I use a zero-based budget to manage our finances. Each month, we sit down, discuss the next month’s expenses, and create our spending plan. Here’s how you can create your own zero-based budget. 1. Create a List of all Sources of Monthly Income Paycheck A Paycheck B Other Income A Other Income [...]
10 Places To Look When Scrounging For Change
I have a pretty funny story about scrounging for change. Two years ago, right before Christmas, I gathered up all of the lose change in our house and headed to a local grocery store. My goal was to use the store’s Conistar machine and exchange my coins for an Amazon gift certificate. I’m not sure [...]
My Car Has Been Repaired
A few months ago I hit a deer with my car. After a little internal-debate about whether to have the car repaired or trade it in for something newer, I decided to keep the car and have it repaired. I happy to report, the car has been repaired, and it looks great. I have a [...]
A Plan And Rock Solid Determination
What does it take to build a solid financial future? Money, a good plan, and rock solid determination. Consider a recent article written by Jen from Beyond Mom. I love the article’s title: The Budget Might Kill Me This Month. Isn’t that awesome? Trust me, I’ve felt that exact same sentiment several times. I encourage [...]
