Comments on: How To Create A Zero-Based Budget http://www.ncnblog.com/2009/02/13/how-to-create-a-zero-based-budget/ Debt Reduction Rocks - We Are Living Debt Free! Sun, 21 Mar 2010 14:34:42 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Sean http://www.ncnblog.com/2009/02/13/how-to-create-a-zero-based-budget/comment-page-1/#comment-198437 Sean Mon, 15 Mar 2010 12:20:10 +0000 http://www.ncnblog.com/?p=2222#comment-198437 So it is recommended to use YNAB, just not the "rule one" of it. Ergo, budget all to complete zero, do not create a buffer and eventually live off of last month's income? I would agree that the money would be better server, either going to your snowball....or to an emergency fund / savings. So it is recommended to use YNAB, just not the “rule one” of it. Ergo, budget all to complete zero, do not create a buffer and eventually live off of last month’s income? I would agree that the money would be better server, either going to your snowball….or to an emergency fund / savings.

]]> By: tinnitus treatment http://www.ncnblog.com/2009/02/13/how-to-create-a-zero-based-budget/comment-page-1/#comment-178629 tinnitus treatment Thu, 29 Oct 2009 13:29:38 +0000 http://www.ncnblog.com/?p=2222#comment-178629 What I do instead is to reconcile all my accounts I try at least once per week, just to make sure I'm not going crazy and spending too much. But then again my income AND expenditure are both highly variable :) What I do instead is to reconcile all my accounts I try at least once per week, just to make sure I’m not going crazy and spending too much.

But then again my income AND expenditure are both highly variable :)

]]> By: Mary H. http://www.ncnblog.com/2009/02/13/how-to-create-a-zero-based-budget/comment-page-1/#comment-171560 Mary H. Thu, 06 Aug 2009 03:20:58 +0000 http://www.ncnblog.com/?p=2222#comment-171560 I'm not sure I understand how to budget for some of our utilities that fluctuate substantially. For instance, our natural gas can be around $250 in the winter months, but only $25 in the summer. How do I do this? TIA! I’m not sure I understand how to budget for some of our utilities that fluctuate substantially. For instance, our natural gas can be around $250 in the winter months, but only $25 in the summer. How do I do this?
TIA!

]]> By: Lulu http://www.ncnblog.com/2009/02/13/how-to-create-a-zero-based-budget/comment-page-1/#comment-170806 Lulu Mon, 27 Jul 2009 20:56:55 +0000 http://www.ncnblog.com/?p=2222#comment-170806 I use the zero based budget too. I have a category in my miscellaneous called 'overages' and if I spend less on food for the month this shows up in Excel as an overage in the budget. This amount gets transferred to an overage account in ING and every couple of months I raid it to make a snowflake payment to a debt. I use the zero based budget too. I have a category in my miscellaneous called ‘overages’ and if I spend less on food for the month this shows up in Excel as an overage in the budget. This amount gets transferred to an overage account in ING and every couple of months I raid it to make a snowflake payment to a debt.

]]> By: extenze male enhancement http://www.ncnblog.com/2009/02/13/how-to-create-a-zero-based-budget/comment-page-1/#comment-148991 extenze male enhancement Mon, 02 Mar 2009 07:25:32 +0000 http://www.ncnblog.com/?p=2222#comment-148991 this realy a great explanation..good this realy a great explanation..good

]]> By: RateNerd http://www.ncnblog.com/2009/02/13/how-to-create-a-zero-based-budget/comment-page-1/#comment-148440 RateNerd Tue, 24 Feb 2009 22:06:47 +0000 http://www.ncnblog.com/?p=2222#comment-148440 This is a great explanation - can you use this concept with tools like Quicken or Mint? I would love to have an automated tool to drive the zero based budget formula. This is a great explanation – can you use this concept with tools like Quicken or Mint? I would love to have an automated tool to drive the zero based budget formula.

]]> By: Chris R http://www.ncnblog.com/2009/02/13/how-to-create-a-zero-based-budget/comment-page-1/#comment-148427 Chris R Tue, 24 Feb 2009 17:44:35 +0000 http://www.ncnblog.com/?p=2222#comment-148427 I never heard of a zero based budget until now. Me and my girlfriend were just talking about making a budget when I came across this site. I'll try it and let you know. Thanks I never heard of a zero based budget until now. Me and my girlfriend were just talking about making a budget when I came across this site.

I’ll try it and let you know.

Thanks

]]> By: Dana @ The Busy Frugal Mom http://www.ncnblog.com/2009/02/13/how-to-create-a-zero-based-budget/comment-page-1/#comment-148015 Dana @ The Busy Frugal Mom Sun, 22 Feb 2009 03:33:55 +0000 http://www.ncnblog.com/?p=2222#comment-148015 We read about the zero based budget a few months ago and have been trying to follow this plan. Sometime we have a hard time carving out enough time to pre-plan our spending. Thank you for the reminder We read about the zero based budget a few months ago and have been trying to follow this plan. Sometime we have a hard time carving out enough time to pre-plan our spending. Thank you for the reminder

]]> By: Fine-Tuned Finances http://www.ncnblog.com/2009/02/13/how-to-create-a-zero-based-budget/comment-page-1/#comment-147753 Fine-Tuned Finances Sat, 21 Feb 2009 01:39:10 +0000 http://www.ncnblog.com/?p=2222#comment-147753 Thanks for the article! We did our 'zero based budgets' at the Financial Peace University class I'm coordinating a few weeks ago, it's good stuff! Thanks for the article! We did our ‘zero based budgets’ at the Financial Peace University class I’m coordinating a few weeks ago, it’s good stuff!

]]> By: Bible Money Matters http://www.ncnblog.com/2009/02/13/how-to-create-a-zero-based-budget/comment-page-1/#comment-147746 Bible Money Matters Fri, 20 Feb 2009 21:41:59 +0000 http://www.ncnblog.com/?p=2222#comment-147746 Great post on the zero-based budget - one of my favorite budgeting tools! I'll definitely be bookmarking this one! Starting our own zero based budget was one of the best financial decisions we've ever made. It really forces you to realize where the money is going, and it can be very eye opening sometimes.. Great post on the zero-based budget – one of my favorite budgeting tools! I’ll definitely be bookmarking this one!

Starting our own zero based budget was one of the best financial decisions we’ve ever made. It really forces you to realize where the money is going, and it can be very eye opening sometimes..

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