Monthly Archives: February 2009
The No Credit Needed Notebook
The No Credit Needed Notebook is a collection of free personal finance management spreadsheets. All spreadsheets are available in versions compatible with Open Office and Microsoft Office. List of Creditors – List of Monthly Expenses – Pages 1 and 2 … Continue reading
Diagramming The Flow Of Money
For the visual-learners in the audience, I have diagrammed the flow of my money. Regular income is deposited into my primary checking account. Scheduled monthly payments are made, and allocations for non-monthly scheduled payments are then deposited in my online … Continue reading
How We Changed Our Family’s Financial Future
My wife and I have been debt free for more than three years. Here’s how we turned our lives around and changed our family’s financial future. We began to spend less than we earned. Brilliant, no? It sounds so simple, … Continue reading
Midnight Meanderings – Slight Site Redesign
Site Redesign – I have made a few changes to the look and feel of No Credit Needed. I hope these changes improve the sites usability. If you subscribe to No Credit Needed via RSS or email, you can click … Continue reading
