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	<title>Comments on: 20 Things That Rock About Being Debt Free</title>
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	<link>http://www.ncnblog.com/2009/01/03/20-things-that-rock-about-being-debt-free/</link>
	<description>Debt Reduction Rocks - We Are Living Debt Free!</description>
	<lastBuildDate>Fri, 10 Feb 2012 00:09:10 +0000</lastBuildDate>
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		<title>By: Richie</title>
		<link>http://www.ncnblog.com/2009/01/03/20-things-that-rock-about-being-debt-free/comment-page-1/#comment-217092</link>
		<dc:creator>Richie</dc:creator>
		<pubDate>Thu, 29 Dec 2011 13:20:23 +0000</pubDate>
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		<description>Absolutely agree with the feeling you get when its over, I&#039;am 25 an very recently got lucky on a PPI reclaim which was enough to pay off everything I had left to owe, an had more than enough to box off christmas.

Each 28th day on the month for the past 10years, I have paid off stupid debts that have left me with absolutely nothing to show for it, with thanks to my idiot teenage years and impulse credit buying.

The smile on my face after that final transactin could not be wiped by anyone and I&#039;am humbled by the fact that I&#039;ve scraped and scrampped my way through those 10years...no idea how but I&#039;AM FINALLY DEBT FREE (Smiling like a manic while writing this comment haha)

If I could give advice to anyone out there looking to get debt free asap I would say, always be in touch with your creditors, the more you put it off the more they will hastle you and give you reminders everyday with phonecalls,emails and letters that you are trying to break a contract which you agreed to....

The one thing that got me motivated was a pair of bailiffs came to my workplace and asked to speak to me, I wasn&#039;t in the office as I was in a meeting but once I came down my colleague told me that they had came and asked for the £680 I owe them..I felt so ashamed and wanted them to lay off me. DONT LOOSE HOPE!</description>
		<content:encoded><![CDATA[<p>Absolutely agree with the feeling you get when its over, I&#8217;am 25 an very recently got lucky on a PPI reclaim which was enough to pay off everything I had left to owe, an had more than enough to box off christmas.</p>
<p>Each 28th day on the month for the past 10years, I have paid off stupid debts that have left me with absolutely nothing to show for it, with thanks to my idiot teenage years and impulse credit buying.</p>
<p>The smile on my face after that final transactin could not be wiped by anyone and I&#8217;am humbled by the fact that I&#8217;ve scraped and scrampped my way through those 10years&#8230;no idea how but I&#8217;AM FINALLY DEBT FREE (Smiling like a manic while writing this comment haha)</p>
<p>If I could give advice to anyone out there looking to get debt free asap I would say, always be in touch with your creditors, the more you put it off the more they will hastle you and give you reminders everyday with phonecalls,emails and letters that you are trying to break a contract which you agreed to&#8230;.</p>
<p>The one thing that got me motivated was a pair of bailiffs came to my workplace and asked to speak to me, I wasn&#8217;t in the office as I was in a meeting but once I came down my colleague told me that they had came and asked for the £680 I owe them..I felt so ashamed and wanted them to lay off me. DONT LOOSE HOPE!</p>
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		<title>By: Liz</title>
		<link>http://www.ncnblog.com/2009/01/03/20-things-that-rock-about-being-debt-free/comment-page-1/#comment-216572</link>
		<dc:creator>Liz</dc:creator>
		<pubDate>Thu, 28 Jul 2011 19:43:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2081#comment-216572</guid>
		<description>Being debt-free is a GREAT feeling - you don&#039;t realize how freeing it is until you&#039;re there! Three years ago I graduated college with $20,000 in student loans - I put over 2/3 of my income towards my loans to get this paid off in a year.  Being debt free was AMAZING!  I got married 8 months after becoming debt-free and started tackling my husband&#039;s $100,000 in student loans - starting with a big $10,000 hit. That was a year and a half ago. We&#039;re putting over 2/3 of our income on the debt again and are over halfway done! We hope to be back to debt-free in March 2012!

Thank you for your inspiring post! EVERYONE can become debt-free!!</description>
		<content:encoded><![CDATA[<p>Being debt-free is a GREAT feeling &#8211; you don&#8217;t realize how freeing it is until you&#8217;re there! Three years ago I graduated college with $20,000 in student loans &#8211; I put over 2/3 of my income towards my loans to get this paid off in a year.  Being debt free was AMAZING!  I got married 8 months after becoming debt-free and started tackling my husband&#8217;s $100,000 in student loans &#8211; starting with a big $10,000 hit. That was a year and a half ago. We&#8217;re putting over 2/3 of our income on the debt again and are over halfway done! We hope to be back to debt-free in March 2012!</p>
<p>Thank you for your inspiring post! EVERYONE can become debt-free!!</p>
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		<title>By: NCN</title>
		<link>http://www.ncnblog.com/2009/01/03/20-things-that-rock-about-being-debt-free/comment-page-1/#comment-215386</link>
		<dc:creator>NCN</dc:creator>
		<pubDate>Tue, 08 Feb 2011 04:10:48 +0000</pubDate>
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		<description>@Aka  We fund accounts with pre-tax and after-tax money, focusing on my 403(b) and our Roth IRAs.</description>
		<content:encoded><![CDATA[<p>@Aka  We fund accounts with pre-tax and after-tax money, focusing on my 403(b) and our Roth IRAs.</p>
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		<title>By: Aka</title>
		<link>http://www.ncnblog.com/2009/01/03/20-things-that-rock-about-being-debt-free/comment-page-1/#comment-215384</link>
		<dc:creator>Aka</dc:creator>
		<pubDate>Tue, 08 Feb 2011 02:30:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2081#comment-215384</guid>
		<description>How do you work on item 7?</description>
		<content:encoded><![CDATA[<p>How do you work on item 7?</p>
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		<title>By: Catherine @ Frugal Homemaker Plus</title>
		<link>http://www.ncnblog.com/2009/01/03/20-things-that-rock-about-being-debt-free/comment-page-1/#comment-148152</link>
		<dc:creator>Catherine @ Frugal Homemaker Plus</dc:creator>
		<pubDate>Mon, 23 Feb 2009 03:01:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=2081#comment-148152</guid>
		<description>Thanks for the reminder! ;)</description>
		<content:encoded><![CDATA[<p>Thanks for the reminder! <img src='http://www.ncnblog.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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