Comments on: Sticking With TD Ameritrade http://www.ncnblog.com/2008/12/30/sticking-with-td-ameritrade/ Debt Reduction Rocks - We Are Living Debt Free! Sat, 21 Nov 2009 11:44:22 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: Mike http://www.ncnblog.com/2008/12/30/sticking-with-td-ameritrade/comment-page-1/#comment-141411 Mike Wed, 31 Dec 2008 04:53:08 +0000 http://www.ncnblog.com/?p=2066#comment-141411 Are there any disadvantages to funding an ESA before a 529? It's been a while since I looked into the rules for both of them, but I've been pretty happy w/my daughter's 529 at Vanguard. It might be time for me to look into the rules for each of them again to see if I should continue w/the 529 or start an ESA too. Are there any disadvantages to funding an ESA before a 529? It’s been a while since I looked into the rules for both of them, but I’ve been pretty happy w/my daughter’s 529 at Vanguard. It might be time for me to look into the rules for each of them again to see if I should continue w/the 529 or start an ESA too.

]]> By: NCN http://www.ncnblog.com/2008/12/30/sticking-with-td-ameritrade/comment-page-1/#comment-141401 NCN Wed, 31 Dec 2008 01:50:23 +0000 http://www.ncnblog.com/?p=2066#comment-141401 @Mike I like the flexibility of the ESA... and the fact that I could, if needed, use it for K-12 expenses... plus, if i have extra, i can also open 529 plans... @Mike I like the flexibility of the ESA… and the fact that I could, if needed, use it for K-12 expenses… plus, if i have extra, i can also open 529 plans…

]]> By: Mike http://www.ncnblog.com/2008/12/30/sticking-with-td-ameritrade/comment-page-1/#comment-141398 Mike Wed, 31 Dec 2008 01:19:44 +0000 http://www.ncnblog.com/?p=2066#comment-141398 I forget if you've already answered this, but why are you opening an ESA instead of a 529? Do you plan on sending your kids to private school on the K-12 level? I forget if you’ve already answered this, but why are you opening an ESA instead of a 529? Do you plan on sending your kids to private school on the K-12 level?

]]> By: NCN http://www.ncnblog.com/2008/12/30/sticking-with-td-ameritrade/comment-page-1/#comment-141397 NCN Wed, 31 Dec 2008 01:17:51 +0000 http://www.ncnblog.com/?p=2066#comment-141397 @Matt SF I actually asked them about that... and the csr told me that all of the accounts would be "separate" in that the amounts in my kids accounts would belong to them... so, the amounts would not be added together for admiral class consideration... @Matt SF I actually asked them about that… and the csr told me that all of the accounts would be “separate” in that the amounts in my kids accounts would belong to them… so, the amounts would not be added together for admiral class consideration…

]]> By: Matt SF http://www.ncnblog.com/2008/12/30/sticking-with-td-ameritrade/comment-page-1/#comment-141396 Matt SF Wed, 31 Dec 2008 01:14:09 +0000 http://www.ncnblog.com/?p=2066#comment-141396 TD Ameritrade is an excellent choice, so congrats on opening two new accounts. The only caveat I can offer is the potential savings of combing accounts with Vanguard for those folks who qualify for Admiral Class shares, where the management fees are virtually non-existent (~0.1%) TD Ameritrade is an excellent choice, so congrats on opening two new accounts.

The only caveat I can offer is the potential savings of combing accounts with Vanguard for those folks who qualify for Admiral Class shares, where the management fees are virtually non-existent (~0.1%)

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