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	<title>Comments on: Taking A Look At My 2008 Goals</title>
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	<description>Debt Reduction Rocks - We Are Living Debt Free!</description>
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		<title>By: Zegi</title>
		<link>http://www.ncnblog.com/2008/12/03/taking-a-look-at-my-2008-goals/comment-page-1/#comment-140128</link>
		<dc:creator>Zegi</dc:creator>
		<pubDate>Thu, 18 Dec 2008 18:23:24 +0000</pubDate>
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		<description>I&#039;d be interested to hear why you chose the ESA over a 529.  Is there something beneficial for you in terms of one over the other?  Or did you just have easier access to creating an account, etc?  Not that I think the 529 is superior, I honestly don&#039;t know which one is better for what cirucmstances.</description>
		<content:encoded><![CDATA[<p>I&#8217;d be interested to hear why you chose the ESA over a 529.  Is there something beneficial for you in terms of one over the other?  Or did you just have easier access to creating an account, etc?  Not that I think the 529 is superior, I honestly don&#8217;t know which one is better for what cirucmstances.</p>
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		<title>By: Miss M</title>
		<link>http://www.ncnblog.com/2008/12/03/taking-a-look-at-my-2008-goals/comment-page-1/#comment-138612</link>
		<dc:creator>Miss M</dc:creator>
		<pubDate>Wed, 03 Dec 2008 18:05:12 +0000</pubDate>
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		<description>You&#039;ve put a lot of money aside this year, well done. I&#039;m not maxing out my retirement contributions but I save a lot of money outside of retirement. 

I&#039;ve done well on some of my goals and not so well on others, mainly due to the stock market. I paid off the last of my credit card debt and a car loan, but I may not finish off my student loan this year. High gas prices don&#039;t affect me much, I live 5 miles from work, but I&#039;ve had a lot of other expenses come up. My investment and retirement goals were all based on balances, have X amount by the end of the year. The market has made those impossible, lesson learned. I plan to set goals like yours next year, contribution amounts, which are within my control unlike the market.</description>
		<content:encoded><![CDATA[<p>You&#8217;ve put a lot of money aside this year, well done. I&#8217;m not maxing out my retirement contributions but I save a lot of money outside of retirement. </p>
<p>I&#8217;ve done well on some of my goals and not so well on others, mainly due to the stock market. I paid off the last of my credit card debt and a car loan, but I may not finish off my student loan this year. High gas prices don&#8217;t affect me much, I live 5 miles from work, but I&#8217;ve had a lot of other expenses come up. My investment and retirement goals were all based on balances, have X amount by the end of the year. The market has made those impossible, lesson learned. I plan to set goals like yours next year, contribution amounts, which are within my control unlike the market.</p>
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