Monthly Archives: November, 2008
How Do Credit Card Companies Calculate Minimum Monthly Payments?
Do you know how your credit card company calculates your minimum monthly payment? In the past, most companies calculated your minimum payment as 2% of your account balance. Now, however, many companies are using a new formula. The minimum monthly payment equals 1% of account balance plus finance charges plus fees. Assuming an account balance [...]
Hit A Deer
Last Friday night, while driving my daughter home from gymnastics practice, I hit a deer with my car. (Technically, the deer hit my car, too.) My car suffered some damage to the right front fender, and both passenger doors. The car’s passenger-side mirror was destroyed. Thankfully, my daughter and I are find. I’m not able [...]
Midnight Meanderings – The 929 Project
From my other sites – No. Calories Needed – Introducing The 929 Project And I’m Down (At Least) 15.6 Pounds. 99 Changes – Time To Take Out The Trash No Credit Needed Network – Updates And I Have Removed Dormant Charts From around the web – Mighty Bargain Hunter – Back To The Basics – [...]
Debt Reduction 101 – Beginner’s Guide To Debt Reduction
Debt Reduction 101 – A Beginner’s Guide To Debt Reduction Calculate How Much Money You Have On Hand Checking Account:_______________ Savings Account:_______________ Wallet:_______________ Piggy Bank:_______________ Etc:_______________ (Exclude Retirement Accounts) Total On Hand:_______________ Establish An Emergency Fund Minimum Amount An emergency fund is your line of defense against the unplanned expenses of life. Many popular authors [...]
