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	<title>Comments on: Top 10 Ways To Save Money &#8211; Number 3 &#8211; Avoid Paying Credit Card Interest</title>
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	<link>http://www.ncnblog.com/2008/11/17/top-10-ways-to-save-money-number-3-avoid-paying-credit-card-interest/</link>
	<description>Debt Reduction Rocks - We Are Living Debt Free!</description>
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		<title>By: San Francisco Financial Planning</title>
		<link>http://www.ncnblog.com/2008/11/17/top-10-ways-to-save-money-number-3-avoid-paying-credit-card-interest/comment-page-1/#comment-137656</link>
		<dc:creator>San Francisco Financial Planning</dc:creator>
		<pubDate>Mon, 24 Nov 2008 20:26:03 +0000</pubDate>
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		<description>Great work getting yourself out of debt.  Not paying interest is a great way to save money and gain financial independence.  Getting out of credit card debt is one of the most important things for anyone to do.  Start by Making it a regular practice to call your credit cards to ask for a lower rate.  Then use the snowball effect to pay those credit cards off so you can stop giving credit card companies your hard-earned money!</description>
		<content:encoded><![CDATA[<p>Great work getting yourself out of debt.  Not paying interest is a great way to save money and gain financial independence.  Getting out of credit card debt is one of the most important things for anyone to do.  Start by Making it a regular practice to call your credit cards to ask for a lower rate.  Then use the snowball effect to pay those credit cards off so you can stop giving credit card companies your hard-earned money!</p>
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		<title>By: aegir</title>
		<link>http://www.ncnblog.com/2008/11/17/top-10-ways-to-save-money-number-3-avoid-paying-credit-card-interest/comment-page-1/#comment-137158</link>
		<dc:creator>aegir</dc:creator>
		<pubDate>Thu, 20 Nov 2008 15:45:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1838#comment-137158</guid>
		<description>Just wanted to say that, here in France, most people do not have credit card.


Here, what we name &quot;credit cards&quot; or &quot;blue cards&quot; are, BTW, just payment cards. If you do not have the money on your account, you cannot pay with it.</description>
		<content:encoded><![CDATA[<p>Just wanted to say that, here in France, most people do not have credit card.</p>
<p>Here, what we name &#8220;credit cards&#8221; or &#8220;blue cards&#8221; are, BTW, just payment cards. If you do not have the money on your account, you cannot pay with it.</p>
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		<title>By: Nick</title>
		<link>http://www.ncnblog.com/2008/11/17/top-10-ways-to-save-money-number-3-avoid-paying-credit-card-interest/comment-page-1/#comment-137064</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Thu, 20 Nov 2008 02:35:19 +0000</pubDate>
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		<description>The only debt I have right now are my student loans, and that isn&#039;t even that much. That&#039;s the first thing I&#039;m going to get rid of upon graduation, but until then I&#039;m just trying to limit any other kinds of debt while going to school full time. That makes me very frugal.</description>
		<content:encoded><![CDATA[<p>The only debt I have right now are my student loans, and that isn&#8217;t even that much. That&#8217;s the first thing I&#8217;m going to get rid of upon graduation, but until then I&#8217;m just trying to limit any other kinds of debt while going to school full time. That makes me very frugal.</p>
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		<title>By: Caleb</title>
		<link>http://www.ncnblog.com/2008/11/17/top-10-ways-to-save-money-number-3-avoid-paying-credit-card-interest/comment-page-1/#comment-137048</link>
		<dc:creator>Caleb</dc:creator>
		<pubDate>Thu, 20 Nov 2008 00:45:42 +0000</pubDate>
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		<description>Would you suggest purchasing a home with no mortgage? I always assumed that some debt was good debt. I know you mentioned those of us on OPM, but I would love to use other people&#039;s money (OPM) to make money. I don&#039;t see the harm in that, as long as you aren&#039;t harmed by the interest. When it comes to everyday purchases, I pay cash though. I would never finance something like clothes or a new TV. You could end up paying double or even triple for the item. 

Caleb (&lt;a href=&quot;http://www.blueprinteconomics.com&quot; rel=&quot;nofollow&quot;&gt;Blueprint Economics&lt;/a&gt;)</description>
		<content:encoded><![CDATA[<p>Would you suggest purchasing a home with no mortgage? I always assumed that some debt was good debt. I know you mentioned those of us on OPM, but I would love to use other people&#8217;s money (OPM) to make money. I don&#8217;t see the harm in that, as long as you aren&#8217;t harmed by the interest. When it comes to everyday purchases, I pay cash though. I would never finance something like clothes or a new TV. You could end up paying double or even triple for the item. </p>
<p>Caleb (<a href="http://www.blueprinteconomics.com" rel="nofollow">Blueprint Economics</a>)</p>
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		<title>By: anna</title>
		<link>http://www.ncnblog.com/2008/11/17/top-10-ways-to-save-money-number-3-avoid-paying-credit-card-interest/comment-page-1/#comment-137037</link>
		<dc:creator>anna</dc:creator>
		<pubDate>Wed, 19 Nov 2008 22:36:35 +0000</pubDate>
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		<description>Maybe I am a rare bird but I&#039;ve had a credit card for the convenience (very expensive items, online purchases etc.), always paid off the balance in full and never overspent on it. Conscious of what I had going out and coming in. Kept only a single card for everything. Never paid a penny in interest on it in my life. I find it strange that if some people are given a credit card they will just buy whatever with it.</description>
		<content:encoded><![CDATA[<p>Maybe I am a rare bird but I&#8217;ve had a credit card for the convenience (very expensive items, online purchases etc.), always paid off the balance in full and never overspent on it. Conscious of what I had going out and coming in. Kept only a single card for everything. Never paid a penny in interest on it in my life. I find it strange that if some people are given a credit card they will just buy whatever with it.</p>
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