Comments on: The $208.34 Thirty Minute Phone Call http://www.ncnblog.com/2008/11/10/the-20834-thirty-minute-phone-call/ Debt Reduction Rocks - We Are Living Debt Free! Sat, 21 Nov 2009 11:44:22 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: Money Amulet http://www.ncnblog.com/2008/11/10/the-20834-thirty-minute-phone-call/comment-page-1/#comment-136193 Money Amulet Thu, 13 Nov 2008 11:21:00 +0000 http://www.ncnblog.com/?p=1822#comment-136193 Some times i have 100$ SMS what's really scare Some times i have 100$ SMS what’s really scare

]]> By: The Happy Rock http://www.ncnblog.com/2008/11/10/the-20834-thirty-minute-phone-call/comment-page-1/#comment-136159 The Happy Rock Thu, 13 Nov 2008 05:41:31 +0000 http://www.ncnblog.com/?p=1822#comment-136159 30 minutes is quitea while, but you can look at it this way $416 dollars an hour! 30 minutes is quitea while, but you can look at it this way $416 dollars an hour!

]]> By: Nick http://www.ncnblog.com/2008/11/10/the-20834-thirty-minute-phone-call/comment-page-1/#comment-136029 Nick Wed, 12 Nov 2008 05:36:57 +0000 http://www.ncnblog.com/?p=1822#comment-136029 Insurance is almost always a hassle. You're one of the lucky ones to have caught the mistake they made, wonder if they made the same one to others, and if they caught it? Insurance is almost always a hassle. You’re one of the lucky ones to have caught the mistake they made, wonder if they made the same one to others, and if they caught it?

]]> By: Miss M http://www.ncnblog.com/2008/11/10/the-20834-thirty-minute-phone-call/comment-page-1/#comment-135909 Miss M Tue, 11 Nov 2008 03:08:18 +0000 http://www.ncnblog.com/?p=1822#comment-135909 Isn't this routine for everyone these days? I swear most of the time I go to the doctor the billing gets messed up somehow. I about had a heart attack one time when I got a $700 bill for a pre-authorized doctors visit. It took months to correct, all over some billing code error which, you guessed it, showed the doctor as "not in network". Also the insurance statements seem designed to confuse, I am never quite sure if I still owe money. Good you caught it, $200 is a good chunk of change. Isn’t this routine for everyone these days? I swear most of the time I go to the doctor the billing gets messed up somehow. I about had a heart attack one time when I got a $700 bill for a pre-authorized doctors visit. It took months to correct, all over some billing code error which, you guessed it, showed the doctor as “not in network”. Also the insurance statements seem designed to confuse, I am never quite sure if I still owe money.

Good you caught it, $200 is a good chunk of change.

]]> By: Aya @ Thrive http://www.ncnblog.com/2008/11/10/the-20834-thirty-minute-phone-call/comment-page-1/#comment-135874 Aya @ Thrive Mon, 10 Nov 2008 22:23:24 +0000 http://www.ncnblog.com/?p=1822#comment-135874 That should be a lesson for everyone that reads this; going through bills can seem tedious but it pays off if you find out errors like this one. Not just for medical bills too! I have read so many blogs that give money-saving tips and one always seems to be: look over your monthly statements and always watch the register when buying things and just always taking the precaution to avoid any situations where you end up paying more money for someone elses carelessness. Then again, it becomes your carelessness too if you're not checking everything. That should be a lesson for everyone that reads this; going through bills can seem tedious but it pays off if you find out errors like this one. Not just for medical bills too! I have read so many blogs that give money-saving tips and one always seems to be: look over your monthly statements and always watch the register when buying things and just always taking the precaution to avoid any situations where you end up paying more money for someone elses carelessness. Then again, it becomes your carelessness too if you’re not checking everything.

]]> By: The Bald Monkey http://www.ncnblog.com/2008/11/10/the-20834-thirty-minute-phone-call/comment-page-1/#comment-135870 The Bald Monkey Mon, 10 Nov 2008 19:13:41 +0000 http://www.ncnblog.com/?p=1822#comment-135870 I had a similar situation with my insurance. My wife went to the ER two times within a week of each other for the exact same medical issue. Both visits she received the exact same treatment. Weeks later we get the bill for the first visit. $50, per our insurance requirements. A week later we get the second statement, $536!! I spent quite a bit of time on the phone with the insurance company and the hospital over the next few months. Turned out the hospital coded the first visit as an Emergency Room visit, but the second as an Outpatient Doctor visit, which wasn't covered somehow. It took a long time to work it out, but about three weeks ago I finally got a statement from the hospital saying I owed them $50 for the visit. They had gotten everything straight at last. Just goes to show, you really do have to be persistent with these health care industry people, iInsurance companies or hospitals, for however long it takes. I had a similar situation with my insurance. My wife went to the ER two times within a week of each other for the exact same medical issue. Both visits she received the exact same treatment. Weeks later we get the bill for the first visit. $50, per our insurance requirements. A week later we get the second statement, $536!!

I spent quite a bit of time on the phone with the insurance company and the hospital over the next few months. Turned out the hospital coded the first visit as an Emergency Room visit, but the second as an Outpatient Doctor visit, which wasn’t covered somehow.

It took a long time to work it out, but about three weeks ago I finally got a statement from the hospital saying I owed them $50 for the visit. They had gotten everything straight at last.

Just goes to show, you really do have to be persistent with these health care industry people, iInsurance companies or hospitals, for however long it takes.

]]> By: Andy http://www.ncnblog.com/2008/11/10/the-20834-thirty-minute-phone-call/comment-page-1/#comment-135862 Andy Mon, 10 Nov 2008 17:06:45 +0000 http://www.ncnblog.com/?p=1822#comment-135862 I had a similar experience with my health care company for a hospital visit. They were charing out of network rates despite it being an in network hospital. If I hadn;t checked, it would have cost me an extra $700....so it pays to always check your charges. I had a similar experience with my health care company for a hospital visit. They were charing out of network rates despite it being an in network hospital. If I hadn;t checked, it would have cost me an extra $700….so it pays to always check your charges.

]]> By: Frugal Dad http://www.ncnblog.com/2008/11/10/the-20834-thirty-minute-phone-call/comment-page-1/#comment-135858 Frugal Dad Mon, 10 Nov 2008 16:13:44 +0000 http://www.ncnblog.com/?p=1822#comment-135858 You really have to keep the medical/insurance industry honest. Not necessarily because there are evil folks out there to get you, but because of the endless rules, account codes, etc. that they must contend with. Most mistakes are honest mistakes, but it still costs you nevertheless! You really have to keep the medical/insurance industry honest. Not necessarily because there are evil folks out there to get you, but because of the endless rules, account codes, etc. that they must contend with. Most mistakes are honest mistakes, but it still costs you nevertheless!

]]> By: PW http://www.ncnblog.com/2008/11/10/the-20834-thirty-minute-phone-call/comment-page-1/#comment-135852 PW Mon, 10 Nov 2008 15:31:51 +0000 http://www.ncnblog.com/?p=1822#comment-135852 You would be surprised how many times this happens. Drs and hospitals file claims electronically with TIN (Tax ID Numbers) and most of these providers have more then 1 TIN. If someone in billing submits with the wrong TIN the claims computer processes it as out of network. Unfortunately I deal with this all day long being an insurance agent. When in doubt call your agent or insurance carrier. Many people just pay the bill. Then complain that their insurance does not pay anything! You would be surprised how many times this happens. Drs and hospitals file claims electronically with TIN (Tax ID Numbers) and most of these providers have more then 1 TIN. If someone in billing submits with the wrong TIN the claims computer processes it as out of network. Unfortunately I deal with this all day long being an insurance agent. When in doubt call your agent or insurance carrier. Many people just pay the bill. Then complain that their insurance does not pay anything!

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