Comments on: Top 10 Ways To Save Money – Number 4 – Shop Smart http://www.ncnblog.com/2008/11/07/top-10-ways-to-save-money-number-4-shop-smart/ Debt Reduction Rocks - We Are Living Debt Free! Sat, 21 Nov 2009 11:44:22 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: San Francisco Financial Planner http://www.ncnblog.com/2008/11/07/top-10-ways-to-save-money-number-4-shop-smart/comment-page-1/#comment-136117 San Francisco Financial Planner Wed, 12 Nov 2008 20:33:06 +0000 http://www.ncnblog.com/?p=1818#comment-136117 When shopping smart or canceling services to save money, don't be stopped because you feel the change only saves you a dollar or two. I always like to show my clients how small savings can add up to big money over time: Save $1 per day = $30 per month = $365 per year Save $50 week = $200 per month = $2,400 per year When shopping smart or canceling services to save money, don’t be stopped because you feel the change only saves you a dollar or two. I always like to show my clients how small savings can add up to big money over time:
Save $1 per day = $30 per month = $365 per year
Save $50 week = $200 per month = $2,400 per year

]]> By: Nick http://www.ncnblog.com/2008/11/07/top-10-ways-to-save-money-number-4-shop-smart/comment-page-1/#comment-136030 Nick Wed, 12 Nov 2008 05:39:29 +0000 http://www.ncnblog.com/?p=1818#comment-136030 At the grocery store, use coupons, buy generic (in most cases), and buy what's on sale, even if it's not exactly what you want. Most of the time the difference will be trivial and you won't even notice the difference, except more cash in your wallet. At the grocery store, use coupons, buy generic (in most cases), and buy what’s on sale, even if it’s not exactly what you want. Most of the time the difference will be trivial and you won’t even notice the difference, except more cash in your wallet.

]]> By: Ruth http://www.ncnblog.com/2008/11/07/top-10-ways-to-save-money-number-4-shop-smart/comment-page-1/#comment-135776 Ruth Mon, 10 Nov 2008 04:23:48 +0000 http://www.ncnblog.com/?p=1818#comment-135776 I have been using the "cash only" method for about 1 year. As most of us usually do, I would throw away the pamphlets that the bank would send with my statements trying to get you to sign up for another account or other product they have, but recently I took my mail with me to a doctors appointment where I knew I was going to have to wait and while reading the pamphlet I noticed that my bank, Citizens Bank was offering 10 cents on every purchase that I made without writing a check. It is called greensense. They will pay me upto $120.00 per year for purchases made without writing checks. As most of my utility bills are automatically withdrawn and I use my debit card as a credit purchase for most of my shopping I will be earning money that I will use to pay down my debt. Just thought I would offer up some information that I have overlooked for a few months. So check with your banks and see if going paperless is profitable for you and environmental friendly as well. Thanks. I have been using the “cash only” method for about 1 year. As most of us usually do, I would throw away the pamphlets that the bank would send with my statements trying to get you to sign up for another account or other product they have, but recently I took my mail with me to a doctors appointment where I knew I was going to have to wait and while reading the pamphlet I noticed that my bank, Citizens Bank was offering 10 cents on every purchase that I made without writing a check. It is called greensense. They will pay me upto $120.00 per year for purchases made without writing checks. As most of my utility bills are automatically withdrawn and I use my debit card as a credit purchase for most of my shopping I will be earning money that I will use to pay down my debt. Just thought I would offer up some information that I have overlooked for a few months. So check with your banks and see if going paperless is profitable for you and environmental friendly as well. Thanks.

]]> By: The Credit Toolbox http://www.ncnblog.com/2008/11/07/top-10-ways-to-save-money-number-4-shop-smart/comment-page-1/#comment-135762 The Credit Toolbox Mon, 10 Nov 2008 03:29:47 +0000 http://www.ncnblog.com/?p=1818#comment-135762 I also use the "Do I really need this?" rule? If I can't get a clear answer within 10 seconds, I leave the store and come back another day. It's easy to "like" stuff and buy it. This is why it is important to think about the real benefit of what you are about to buy. I just "saved" $500 in my new bathroom like this simply by changing my decision on some items. The result is still great, and having $500 more in my pocket feels great too! I also use the “Do I really need this?” rule? If I can’t get a clear answer within 10 seconds, I leave the store and come back another day.

It’s easy to “like” stuff and buy it. This is why it is important to think about the real benefit of what you are about to buy. I just “saved” $500 in my new bathroom like this simply by changing my decision on some items. The result is still great, and having $500 more in my pocket feels great too!

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