Monthly Archives: October, 2008

How I Live Without Borrowing Money

As the credit crunch continues, more and more people are learning to adjust to life without credit.  It’s been four years since I borrowed money or used a credit card.  Here’s how I live without borrowing money. Budget – I live on a budget.  My wife and I receive monthly paychecks and I receive irregular [...]

Dave Ramsey’s Alternative To The Bailout

One of my personal finance heroes, and nationally syndicated talk show host, Dave Ramsey, has posted an alternative to the $700 Billion dollar bailout plan. Click here to view Dave’s Three Steps To Change The Nation’s Future. Dave has created a Common Sense Fix (PDF) for how to get out of the current crisis.  Here’s [...]