Banking

Goodbye Citigroup, Hello Wells Fargo?

Well, well.  Just a few days ago, it was announced that Citigroup was going to buy my bank, Wachovia.  Now, however, it looks like Wells Fargo will be buying Wachovia, not Citigroup. As a customer, the following quote from Yahoo Finance makes me feel a little better about the new deal – While Wells Fargo has logged three straight quarters…

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Budget

How I Live Without Borrowing Money

As the credit crunch continues, more and more people are learning to adjust to life without credit.  It’s been four years since I borrowed money or used a credit card.  Here’s how I live without borrowing money. Budget – I live on a budget.  My wife and I receive monthly paychecks and I receive irregular income from various sources.  I…

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Taxes

Dave Ramsey’s Alternative To The Bailout

One of my personal finance heroes, and nationally syndicated talk show host, Dave Ramsey, has posted an alternative to the $700 Billion dollar bailout plan. Click here to view Dave’s Three Steps To Change The Nation’s Future. Dave has created a Common Sense Fix (PDF) for how to get out of the current crisis.  Here’s one suggestion that really caught…

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