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	<title>Comments on: Savings Account Allocation Breakdown</title>
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	<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/</link>
	<description>Debt Reduction Rocks - We Are Living Debt Free!</description>
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		<title>By: Karla (threadbndr)</title>
		<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/comment-page-1/#comment-130859</link>
		<dc:creator>Karla (threadbndr)</dc:creator>
		<pubDate>Mon, 06 Oct 2008 18:31:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1757#comment-130859</guid>
		<description>Add to the list

property taxes (I have no mortgage!!! and therefore, no escrow!)

I do use the &quot;sub account&quot; feature at ING to keep all the &#039;buckets&#039; seperated.   But a spreadsheet works just as well.</description>
		<content:encoded><![CDATA[<p>Add to the list</p>
<p>property taxes (I have no mortgage!!! and therefore, no escrow!)</p>
<p>I do use the &#8220;sub account&#8221; feature at ING to keep all the &#8216;buckets&#8217; seperated.   But a spreadsheet works just as well.</p>
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		<title>By: jolie</title>
		<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/comment-page-1/#comment-130735</link>
		<dc:creator>jolie</dc:creator>
		<pubDate>Sat, 04 Oct 2008 17:25:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1757#comment-130735</guid>
		<description>This is a great post. I am so impressed that you have 12 months worth of emergency savings. That is phenomenal and must bring great peace of mind to you.

The once a year dues/memberships/fees etc is often forgotten when budgeting and those are the ones that can sneak up on you and bite you in the butt. Good for you for including that. Added to that list for me is my Costco membership. I ALWAYS forget to budget for it.</description>
		<content:encoded><![CDATA[<p>This is a great post. I am so impressed that you have 12 months worth of emergency savings. That is phenomenal and must bring great peace of mind to you.</p>
<p>The once a year dues/memberships/fees etc is often forgotten when budgeting and those are the ones that can sneak up on you and bite you in the butt. Good for you for including that. Added to that list for me is my Costco membership. I ALWAYS forget to budget for it.</p>
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		<title>By: SingleGuyMoney</title>
		<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/comment-page-1/#comment-130725</link>
		<dc:creator>SingleGuyMoney</dc:creator>
		<pubDate>Sat, 04 Oct 2008 13:49:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1757#comment-130725</guid>
		<description>NCN - This is an excellent example of how to save for those short term, long term and unexpected expenses. Great post!</description>
		<content:encoded><![CDATA[<p>NCN &#8211; This is an excellent example of how to save for those short term, long term and unexpected expenses. Great post!</p>
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