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	<title>Comments on: Savings Account Allocation Breakdown</title>
	<atom:link href="http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/</link>
	<description>Debt Reduction Rocks - We Are Living Debt Free!</description>
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		<title>By: busana muslim</title>
		<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/comment-page-1/#comment-169663</link>
		<dc:creator>busana muslim</dc:creator>
		<pubDate>Thu, 16 Jul 2009 03:29:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1757#comment-169663</guid>
		<description>what a wonderful posting and great tips about cutting down both long term and short term expenses. I am glad that i come across such an informative post. Thanks for sharing  with us</description>
		<content:encoded><![CDATA[<p>what a wonderful posting and great tips about cutting down both long term and short term expenses. I am glad that i come across such an informative post. Thanks for sharing  with us</p>
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		<title>By: Busana Muslim</title>
		<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/comment-page-1/#comment-131028</link>
		<dc:creator>Busana Muslim</dc:creator>
		<pubDate>Wed, 08 Oct 2008 07:17:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1757#comment-131028</guid>
		<description>yeah rite... 
property taxes have to add to the list..</description>
		<content:encoded><![CDATA[<p>yeah rite&#8230;<br />
property taxes have to add to the list..</p>
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		<title>By: Karla (threadbndr)</title>
		<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/comment-page-1/#comment-130859</link>
		<dc:creator>Karla (threadbndr)</dc:creator>
		<pubDate>Mon, 06 Oct 2008 18:31:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1757#comment-130859</guid>
		<description>Add to the list

property taxes (I have no mortgage!!! and therefore, no escrow!)

I do use the &quot;sub account&quot; feature at ING to keep all the &#039;buckets&#039; seperated.   But a spreadsheet works just as well.</description>
		<content:encoded><![CDATA[<p>Add to the list</p>
<p>property taxes (I have no mortgage!!! and therefore, no escrow!)</p>
<p>I do use the &#8220;sub account&#8221; feature at ING to keep all the &#8216;buckets&#8217; seperated.   But a spreadsheet works just as well.</p>
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	<item>
		<title>By: Harry</title>
		<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/comment-page-1/#comment-130843</link>
		<dc:creator>Harry</dc:creator>
		<pubDate>Mon, 06 Oct 2008 12:46:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1757#comment-130843</guid>
		<description>wonderful post and great tips about cutting down both long term and short term expenses.  I am glad that i come across such an informative post. Thanks for sharing this post with us :)</description>
		<content:encoded><![CDATA[<p>wonderful post and great tips about cutting down both long term and short term expenses.  I am glad that i come across such an informative post. Thanks for sharing this post with us <img src='http://www.ncnblog.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: vilkri</title>
		<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/comment-page-1/#comment-130762</link>
		<dc:creator>vilkri</dc:creator>
		<pubDate>Sun, 05 Oct 2008 01:45:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1757#comment-130762</guid>
		<description>Very nice to read that you have such a good grip on your personal finances. Good post. It leads me to two follow-up questions. What personality traits do you think make this possible for you? What should another person focus on when he or she wants to get on the same trajectory as you are?</description>
		<content:encoded><![CDATA[<p>Very nice to read that you have such a good grip on your personal finances. Good post. It leads me to two follow-up questions. What personality traits do you think make this possible for you? What should another person focus on when he or she wants to get on the same trajectory as you are?</p>
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		<title>By: jolie</title>
		<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/comment-page-1/#comment-130735</link>
		<dc:creator>jolie</dc:creator>
		<pubDate>Sat, 04 Oct 2008 17:25:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1757#comment-130735</guid>
		<description>This is a great post. I am so impressed that you have 12 months worth of emergency savings. That is phenomenal and must bring great peace of mind to you.

The once a year dues/memberships/fees etc is often forgotten when budgeting and those are the ones that can sneak up on you and bite you in the butt. Good for you for including that. Added to that list for me is my Costco membership. I ALWAYS forget to budget for it.</description>
		<content:encoded><![CDATA[<p>This is a great post. I am so impressed that you have 12 months worth of emergency savings. That is phenomenal and must bring great peace of mind to you.</p>
<p>The once a year dues/memberships/fees etc is often forgotten when budgeting and those are the ones that can sneak up on you and bite you in the butt. Good for you for including that. Added to that list for me is my Costco membership. I ALWAYS forget to budget for it.</p>
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		<title>By: SingleGuyMoney</title>
		<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/comment-page-1/#comment-130725</link>
		<dc:creator>SingleGuyMoney</dc:creator>
		<pubDate>Sat, 04 Oct 2008 13:49:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1757#comment-130725</guid>
		<description>NCN - This is an excellent example of how to save for those short term, long term and unexpected expenses. Great post!</description>
		<content:encoded><![CDATA[<p>NCN &#8211; This is an excellent example of how to save for those short term, long term and unexpected expenses. Great post!</p>
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		<title>By: Brenna Kater, the Ocean Skater</title>
		<link>http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/comment-page-1/#comment-130724</link>
		<dc:creator>Brenna Kater, the Ocean Skater</dc:creator>
		<pubDate>Sat, 04 Oct 2008 13:39:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.ncnblog.com/?p=1757#comment-130724</guid>
		<description>Other expenses that may or may not be annual, but I keep in my &quot;Once-a-year&quot; envelope:
Car Registration
Homeowners Insurance
Life Insurance
Car Inspection
Driver&#039;s License Renewal
AAA
Turbo Tax</description>
		<content:encoded><![CDATA[<p>Other expenses that may or may not be annual, but I keep in my &#8220;Once-a-year&#8221; envelope:<br />
Car Registration<br />
Homeowners Insurance<br />
Life Insurance<br />
Car Inspection<br />
Driver&#8217;s License Renewal<br />
AAA<br />
Turbo Tax</p>
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