Comments on: Insurance Worries And My Need To Stop Procrastinating

By: SingleGuyMoney

SingleGuyMoney — Sun, 27 Jul 2008 13:24:18 +0000

I keep saying I am going to do this but I haven’t gotten around to it. I just found out that at the first of the year, I will be able to get my Will done for free thanks to my Employer.

By: David

David — Fri, 25 Jul 2008 01:25:16 +0000

I have found that doing nothing sometimes is the best option. But everyone should have a will and insurance as needed.

By: Lars

Lars — Thu, 24 Jul 2008 15:52:26 +0000

Procrastinators unite! (soonish..): http://www.structuredprocrastination.com/

By: Welmoed

Welmoed — Thu, 24 Jul 2008 13:17:28 +0000

I’m a procrastinator as well. My husband and I just went through the rigamarole of reviewing all our insurance policies; we spent a few hours with our insurance agent and asked tons of questions. Now we have our home/auto/umbrella policies in place and updated to reflect current circumstances.
Up for review now is health insurance. Since we are both self-employed, we pay a LOT for our health insurance. We’ve been meeting with companies to get the best deals, and think we’ve found the right one. It’s just a matter of filling out the form. Which we haven’t done yet. Why? Sometimes it’s “the devil you know” — even though we’re not happy with our current plan, it’s a known quantity, whereas changing involves the risk of the unknown.
However, it does all come down to decisions. Not making a decision is, in itself, a decision. I have a sign above my desk with a quote from Teddy Roosevelt: “In any moment of decision the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing.”

By: David

David — Thu, 24 Jul 2008 12:04:28 +0000

People often procrastinate about signing wills or dealing with life insurance because it makes them think about their own mortality. It’s easier to stay busy. But we all die. You are wise to face up to it. Disability coverage is just one step removed.