Comments on: Having A Plan Allows Me To Enjoy Spending Money

By: The Success Professor

The Success Professor — Sat, 19 Jul 2008 13:43:47 +0000

Excellent article. It is so easy to get on one side of the spectrum or the other. I’ve naturally seen many people who spend far more than they should, but I’ve also seen people who feel very guilty after any small purchase. Balance is needed and you make good suggestions.

My wife and I tend to spend money on travel rather than things. Even there, we are frugal and tend to be able to do a lot more than others for a lot less because we are wise with our spending.

By: Parrot Bluetooth

Parrot Bluetooth — Tue, 15 Jul 2008 10:04:04 +0000

Lexmark X9575 is indeed a very useful gadget particularly when you wanted all the functions viz copy/scan/fax/print. Yes indeed a comprehensive budget planning helps you to spend in a right proportion to your income and also only for useful aspects. This certainly reduces your irrelevant expenditure making you left with more money which is the result why you live happily as you feel relaxed all the time. As Thomas Huxley says: “Economy does not lie in sparing money, but in spending it wisely.”

By: Livingalmostlarge

Livingalmostlarge — Mon, 14 Jul 2008 20:26:03 +0000

I am married to Mr. Scrimp and I’m Mrs Save, but I definitely spend way more than my DH. I enjoy spending money and having a nicer lifestyle. Sure saving is great, but I want bang for the buck! I mean honestly what’s the point of buying something cheap to replace later?

Or why not buy something expensive, wii when it came out, for the hours of pleasure we’ve gotten? Sure it was and is pricy and the games $50, but I cannot count the hours of fun we’ve had with each other and our friends.

My mom says spend while people are alive to enjoy it, you can’t from the grave. She’s never been big on debt but she does believe in living well.

By: Eric

Eric — Mon, 14 Jul 2008 19:49:57 +0000

Can you explain your $100/day rule? I think I might know if it has anything to do with paralysis by analysis.

We are in pretty good shape with debt, our only outstanding now besides the house is one car. I have had trouble with spending, more specifically, not spending — it used to kill me to spend anything extra. My wife, OTOH, has been more of a free-wheeling spender. Over the years I’ve become more comfortable with spending while she’s gotten better at a little delayed gratification. I feel I’ve finally gotten to the point where you are, NCN.

We found and started using You Need A Budget a couple months ago and love it. The freedom of knowing where our money goes and having a well-thought-out plan for our money for the month is a wonderful thing.

By: The Happy Rock

The Happy Rock — Mon, 14 Jul 2008 19:08:18 +0000

I am Mr. Cheap, but being married to someone who is willing to spend money for quality experiences keeps us both grounded! It works out awesome that way.

I agree that being debt free and having a plan is much more fun that being in debt and doing whatever we want. The cool part is that you have the freedom to do more things and when you buy/do them you can feel totally positive about spending the money. There is no waiting for the credit card bill or feelings of regret.