Comments on: 5 Free (And Inexpensive) Ways To Reduce Your Debt http://www.ncnblog.com/2008/07/03/5-free-and-inexpensive-ways-to-reduce-your-debt/ Debt Reduction Rocks - We Are Living Debt Free! Sat, 21 Nov 2009 11:44:22 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: J @ Reduce Debt http://www.ncnblog.com/2008/07/03/5-free-and-inexpensive-ways-to-reduce-your-debt/comment-page-1/#comment-122125 J @ Reduce Debt Thu, 24 Jul 2008 15:07:55 +0000 http://www.ncnblog.com/?p=1278#comment-122125 All great advice. I would like to mention one thing though. A well plan budget will do wonders in reducing your debt. Knowing what your expenses are and where you can save money will help you get out of debt sooner. Also, as one debt is paid off, forward that leftover monthly payment onto a new debt. This will also help get you out of debt sooner. Good article. All great advice. I would like to mention one thing though. A well plan budget will do wonders in reducing your debt. Knowing what your expenses are and where you can save money will help you get out of debt sooner. Also, as one debt is paid off, forward that leftover monthly payment onto a new debt. This will also help get you out of debt sooner. Good article.

]]> By: DebtDude http://www.ncnblog.com/2008/07/03/5-free-and-inexpensive-ways-to-reduce-your-debt/comment-page-1/#comment-120975 DebtDude Thu, 17 Jul 2008 22:55:34 +0000 http://www.ncnblog.com/?p=1278#comment-120975 I think these are some good tips, but I would move making a plan from number five to number one; you can't start reducing your debt until you know what your goals are right? I think these are some good tips, but I would move making a plan from number five to number one; you can’t start reducing your debt until you know what your goals are right?

]]> By: Claire http://www.ncnblog.com/2008/07/03/5-free-and-inexpensive-ways-to-reduce-your-debt/comment-page-1/#comment-119893 Claire Fri, 11 Jul 2008 09:01:50 +0000 http://www.ncnblog.com/?p=1278#comment-119893 When used properly, balance transfers on credit card debts can be a great way to reduce your debts. By moving onto an interest-free card for a set period, you have a set period to throw all your extra cash at your debts and reduce them substantially while you aren't wasting money on interest payments. Why pay interest when you can pay none? Do it long term by switching each time your interest free period ends and you can turn this practice into serious long term savings. When used properly, balance transfers on credit card debts can be a great way to reduce your debts. By moving onto an interest-free card for a set period, you have a set period to throw all your extra cash at your debts and reduce them substantially while you aren’t wasting money on interest payments. Why pay interest when you can pay none? Do it long term by switching each time your interest free period ends and you can turn this practice into serious long term savings.

]]> By: Jerry http://www.ncnblog.com/2008/07/03/5-free-and-inexpensive-ways-to-reduce-your-debt/comment-page-1/#comment-119880 Jerry Fri, 11 Jul 2008 08:11:54 +0000 http://www.ncnblog.com/?p=1278#comment-119880 We just sold a passel of stuff in preparation for a move, and were surprised at how much cash it generated! That is a truly great method that leads to money for paying down debt, and it gives the added insurance of allowing you to "de-junk" your life, as well. Jerry We just sold a passel of stuff in preparation for a move, and were surprised at how much cash it generated! That is a truly great method that leads to money for paying down debt, and it gives the added insurance of allowing you to “de-junk” your life, as well.
Jerry

]]> By: Chris http://www.ncnblog.com/2008/07/03/5-free-and-inexpensive-ways-to-reduce-your-debt/comment-page-1/#comment-119497 Chris Tue, 08 Jul 2008 05:42:39 +0000 http://www.ncnblog.com/?p=1278#comment-119497 I am a new visitor to your site. If you don't mind, I would like to add you to my blogroll at www.mydebtjourney.com I started my own debt blog in April and I still have a long way to go. A long way. You have a lot of useful information on your site. I am a new visitor to your site. If you don’t mind, I would like to add you to my blogroll at http://www.mydebtjourney.com I started my own debt blog in April and I still have a long way to go. A long way.

You have a lot of useful information on your site.

]]> By: madsow http://www.ncnblog.com/2008/07/03/5-free-and-inexpensive-ways-to-reduce-your-debt/comment-page-1/#comment-119247 madsow Sun, 06 Jul 2008 19:08:37 +0000 http://www.ncnblog.com/?p=1278#comment-119247 I completely agree with number 4. It has made a huge difference in our debt by selling off the closet full of some day projects, all the things we don't use and misc junk we don't really need. Not only has it paid off by earning us several thousand off of the garage sale and ebay sales to put towards debt, but it has helped declutter the house which in turn helps our attitudes. I completely agree with number 4. It has made a huge difference in our debt by selling off the closet full of some day projects, all the things we don’t use and misc junk we don’t really need. Not only has it paid off by earning us several thousand off of the garage sale and ebay sales to put towards debt, but it has helped declutter the house which in turn helps our attitudes.

]]> By: Mike @ Gas Credit Cards http://www.ncnblog.com/2008/07/03/5-free-and-inexpensive-ways-to-reduce-your-debt/comment-page-1/#comment-119100 Mike @ Gas Credit Cards Sat, 05 Jul 2008 22:53:43 +0000 http://www.ncnblog.com/?p=1278#comment-119100 I especially like your number 2 tip about asking them to reduce rates. I run a consumer credit card advisory website and I try and stress this to everyone. You have nothing to lose so you might as well ask! I especially like your number 2 tip about asking them to reduce rates. I run a consumer credit card advisory website and I try and stress this to everyone. You have nothing to lose so you might as well ask!

]]> By: Colin http://www.ncnblog.com/2008/07/03/5-free-and-inexpensive-ways-to-reduce-your-debt/comment-page-1/#comment-118864 Colin Fri, 04 Jul 2008 13:25:15 +0000 http://www.ncnblog.com/?p=1278#comment-118864 I would always try to not pay off debts with cc or similar. Never rob from peter to pay Paul... I would always try to not pay off debts with cc or similar. Never rob from peter to pay Paul…

]]> By: dad in debt http://www.ncnblog.com/2008/07/03/5-free-and-inexpensive-ways-to-reduce-your-debt/comment-page-1/#comment-118796 dad in debt Fri, 04 Jul 2008 05:43:50 +0000 http://www.ncnblog.com/?p=1278#comment-118796 Free is good! Patrick, I like your comment about putting your plan on the fridge. Out of sight, out of mind has been my motto for way too long. We will be using a 3 day weekend to plan. Thanks NCN, good stuff. Free is good! Patrick, I like your comment about putting your plan on the fridge. Out of sight, out of mind has been my motto for way too long. We will be using a 3 day weekend to plan. Thanks NCN, good stuff.

]]> By: A. http://www.ncnblog.com/2008/07/03/5-free-and-inexpensive-ways-to-reduce-your-debt/comment-page-1/#comment-118770 A. Thu, 03 Jul 2008 23:29:02 +0000 http://www.ncnblog.com/?p=1278#comment-118770 I had an interesting balance transfer offer lately. Chase dropped my interest rate *substantially*, & I called in to check up, as it's the 'catastrophic life-emergency' back-up until I have a fully established fund. They, of course, offered me a balance transfer, but refused to send the details in the mail. Are they afraid of mail fraud, or just that I'll not like what I'll read? Probably they're going for the impulse-buy & that's a standard tactic. Of course, I refused unless I had a postal mail offer in writing, & they didn't press, which I found quite odd. I guess nothing surprises me w/ variable rate cc's anymore! I had an interesting balance transfer offer lately. Chase dropped my interest rate *substantially*, & I called in to check up, as it’s the ‘catastrophic life-emergency’ back-up until I have a fully established fund. They, of course, offered me a balance transfer, but refused to send the details in the mail. Are they afraid of mail fraud, or just that I’ll not like what I’ll read? Probably they’re going for the impulse-buy & that’s a standard tactic. Of course, I refused unless I had a postal mail offer in writing, & they didn’t press, which I found quite odd. I guess nothing surprises me w/ variable rate cc’s anymore!

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